Title Loan Activity in the 95820 Area
19
Loans Funded
$5,219
Average Loan Amount
2016
Average Vehicle Year
Recent Loans Near 5127 Franklin Blvd #3
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2019 | Kia | Optima | 90,000 | $2,888 |
| 2019 | Nissan | Kicks | 70,000 | $7,015 |
| 2008 | Mercedes-Benz | S Class | 110,000 | $3,815 |
| 2018 | Nissan | Altima | 35,500 | $5,015 |
| 2012 | Chevrolet | Tahoe | 149,493 | $2,525 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Nissan ($4,516 avg), Chevrolet ($4,452 avg), Ford ($8,533 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Sacramento
Nissan is the most common vehicle among title loan borrowers in the 95820 area, with 4 loans funded. The average loan amount for a Nissan here is $4,516, with an average of 111,625 miles on the odometer.
Yes. The average vehicle year among borrowers in the 95820 area is 2016. A 2007 Toyota Tundra with 190,000 miles recently qualified for $4,365 near Sacramento. Your vehicle’s condition and value matter more than its age.
Yes. The age of your car can affect eligibility because the vehicle’s current market value is considered. Many older vehicles may still qualify, but the loan amount will depend on the car’s condition, mileage, and overall value.
Yes, it may still be possible to get a title loan in Sacramento, CA if there is a lien on your vehicle. Eligibility depends on the remaining loan balance and the current value of the car. If there is enough equity in the vehicle, some applications may still qualify.
