Title Loan Activity in the 95678 Area
15
Loans Funded
$4,315
Average Loan Amount
2015
Average Vehicle Year
Recent Loans Near 201 Derek Pl
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2015 | Mercedes-Benz | GLK Class | 52,000 | $3,015 |
| 2011 | BMW | 3-Series | 118,500 | $6,746 |
| 2012 | Toyota | Camry | 210,478 | $5,515 |
| 2023 | Nissan | Versa | 50,000 | $7,555 |
| 2011 | Ford | F150 | 125,500 | $3,015 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($3,282 avg), BMW ($4,643 avg), Nissan ($5,221 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Roseville
Yes. The average vehicle year among borrowers in the 95678 area is 2015. A 2011 BMW 3-Series with 156,000 miles recently qualified for $2,539 near Roseville. Your vehicle’s condition and value matter more than its age.
The smallest recent title loan near 95678 was $2,525 for a 2013 Ford Explorer with 145,000 miles. Across 15 loans in this area, amounts start as low as $2,525. Your loan amount depends on your vehicle’s current market value.
Under California law, if you miss a payment on your title loan in Roseville:
A late fee of 0 to 5 may be charged (one fee per missed payment)
The lender may repossess your vehicle without advance warning
You will be notified before any sale and can reclaim the car by paying the balance owed
With a car title loan in Roseville, you use your vehicle’s equity to borrow – not your credit score. The lender holds your title as security while you keep driving. You repay in fixed monthly payments over a 12-to-60-month term. When the loan is paid off, you get your title back. In California, rates and terms are regulated by the DFPI.
