Title Loan Activity in the 95363 Area
7
Loans Funded
$6,629
Average Loan Amount
2017
Average Vehicle Year
Recent Loans Near 227 S 2nd St
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2019 | Ram | 1500 | 75,000 | $9,906 |
| 2011 | Ram | 1500 | 138,437 | $4,869 |
| 2014 | Ford | Edge | 127,467 | $2,525 |
| 2023 | Tesla | Model Y | 24,000 | $6,554 |
| 2015 | Toyota | RAV4 | 111,000 | $4,511 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ram ($7,388 avg), Chevrolet ($3,040 avg), Ford ($2,525 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Patterson
Ram is the most common vehicle among title loan borrowers in the 95363 area, with 2 loans funded. The average loan amount for a Ram here is $7,388, with an average of 106,719 miles on the odometer.
Yes. The average vehicle year among borrowers in the 95363 area is 2017. A 2011 Ram 1500 with 138,437 miles recently qualified for $4,869 near Patterson. Your vehicle’s condition and value matter more than its age.
Yes, you may still qualify even with a high-mileage or older vehicle. What matters most is the vehicle’s current market value, not its age or mileage alone. A well-maintained older car can still carry enough equity to support a loan. Get a free estimate online to see what your vehicle qualifies for.
Yes, it may still be possible to get a title loan in Patterson, CA if there is a lien on your vehicle. Eligibility depends on the remaining loan balance and the current value of the car. If there is enough equity in the vehicle, some applications may still qualify.
