Title Loan Activity in the 73119 Area
3
Loans Funded
$4,000
Average Loan Amount
2015
Average Vehicle Year
Recent Loans Near 4538 S Pennsylvania Ave a
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2012 | Chevrolet | Tahoe | 185,423 | $2,000 |
| 2018 | Chevrolet | Silverado 1500 | 60,000 | $8,000 |
| 2015 | Kia | Forte | 65,480 | $2,000 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($5,000 avg), Kia ($2,000 avg)
Know Before You Borrow in Oklahoma
- Interest rate cap: Tiered: 32% + Federal Funds Rate per year on first $7,000; 23% + FFR on $7,001-$11,000; 20% + FFR above $11,000. Alternative: 25% flat + FFR on entire balance.
- Loan range: $1,000 to $5,000 (typical; no legal minimum or maximum)
- Repayment term: Varies by loan structure and agreement
- Regulated by: Oklahoma Department of Consumer Credit (ODCC)
For complete Oklahoma title loan regulations and consumer protections, visit our full Oklahoma guide.
Quick Answers About Title Loans in Oklahoma City
In the 73119 area, title loans have ranged from $2,000 to $8,000, with an average of $4,000 across 3 loans funded. The largest recent loan was $8,000 for a 2018 Chevrolet Silverado 1500. Your amount depends on your vehicle’s value and ability to repay.
Yes. Vehicles with high mileage regularly qualify. Near 73119, a 2012 Chevrolet Tahoe with 185,423 miles on it was approved for $2,000. The average mileage among borrowers in this area is 103,634 miles.
Bankruptcy history is less of a barrier for title loans than for traditional financing. Vehicle collateral value and current repayment ability matter more than past credit events. If your bankruptcy has been discharged and you have verifiable income, you may still qualify.
Yes, title loans in Oklahoma City carry higher costs than bank loans, personal loans, or credit union products. Oklahoma caps rates under the Consumer Credit Code, with the rate tied to the Federal Funds Rate and varying by loan balance. Compare the full repayment amount in your contract against available alternatives before committing.
