Title Loan Activity in the 45439 Area
4
Loans Funded
$3,325
Average Loan Amount
2012
Average Vehicle Year
Recent Loans Near 5097 N Springboro Pike
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2006 | Chevrolet | Silverado 1500 | 150,000 | $2,300 |
| 2020 | Chevrolet | Traverse | 45,000 | $2,000 |
| 2016 | Hyundai | Tucson | 81,000 | $5,000 |
| 2004 | Chevrolet | Silverado 1500 | 233,390 | $4,000 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($2,767 avg), Hyundai ($5,000 avg)
Know Before You Borrow in Ohio
- Interest rate cap: 25% per year
- Loan range: $2,500 to $15,000 (typical; no state maximum)
- Repayment term: Minimum 6 months; no maximum; fixed monthly installments
- Regulated by: Ohio Department of Commerce – Division of Financial Institutions (DFI)
For complete Ohio title loan regulations and consumer protections, visit our full Ohio guide.
Quick Answers About Title Loans in Dayton
Chevrolet is the most common vehicle among title loan borrowers in the 45439 area, with 3 loans funded. The average loan amount for a Chevrolet here is $2,767, with an average of 142,797 miles on the odometer.
Yes. The average vehicle year among borrowers in the 45439 area is 2012. A 2004 Chevrolet Silverado 1500 with 233,390 miles recently qualified for $4,000 near Dayton. Your vehicle’s condition and value matter more than its age.
The process can often be completed the same day you apply. Approval decisions are typically made within a few hours after you submit your documents. Having your vehicle title, proof of income, and photo ID ready before you start is the best way to avoid delays and get a same-day decision.
Keeping your car is a core feature of a title loan. The lender records a lien with the Ohio BMV as security for the loan, but you keep the vehicle and drive it throughout the repayment period. You do not surrender your car at any point.
