Title Loan Activity in the 45414 Area
4
Loans Funded
$3,330
Average Loan Amount
2014
Average Vehicle Year
Recent Loans Near 3349 Needmore Rd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2019 | Ram | 3500 ProMaster Vans | 151,000 | $4,521 |
| 2014 | Chevrolet | Impala | 158,824 | $500 |
| 2009 | Chevrolet | Silverado 1500 Regular Cab | 220,000 | $2,000 |
| 2013 | Ford | F150 SuperCrew Cab | 175,000 | $6,300 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($1,250 avg), Ford ($6,300 avg), Ram ($4,521 avg)
Know Before You Borrow in Ohio
- Interest rate cap: 25% per year
- Loan range: $2,500 to $15,000 (typical; no state maximum)
- Repayment term: Minimum 6 months; no maximum; fixed monthly installments
- Regulated by: Ohio Department of Commerce – Division of Financial Institutions (DFI)
For complete Ohio title loan regulations and consumer protections, visit our full Ohio guide.
Quick Answers About Title Loans in Dayton
Yes. Vehicles with high mileage regularly qualify. Near 45414, a 2009 Chevrolet Silverado 1500 Regular Cab with 220,000 miles on it was approved for $2,000. The average mileage among borrowers in this area is 176,206 miles.
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 45414, a 2013 Ford F150 SuperCrew Cab with 175,000 miles was approved for $6,300. Bring your truck or SUV title to get a free estimate.
Credit checks may sometimes be run during the application process, depending on the borrower’s profile and credit criteria, but they carry less weight than in traditional lending. Ohio title loans are collateral-based under CILA (ORC § 1321.62), so vehicle equity and income are the primary approval factors, not your credit score.
Proof of income is a standard requirement for title loans in Ohio. Repayment ability must be verified before credit is extended under Ohio’s Consumer Installment Loan Act (CILA). Income documentation can take many forms beyond a pay stub, such as bank statements or benefit letters.
