Title Loan Statistics in Oakland, CA
$5,134
Average Title Loan in Oakland
$10,626
Average Vehicle Value
27
Loans Funded in 2025
48.3%
Average Loan-to-Value
Based on 27 title loans funded in 2025
Most Common Vehicles for Title Loans in Oakland, CA
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Toyota | 2019 | 107,917 mi | 5 |
| Honda | 2014 | 91,235 mi | 4 |
| Acura | 2011 | 162,000 mi | 2 |
| Dodge | 2015 | 96,041 mi | 2 |
| Ford | 2011 | 99,750 mi | 2 |
Recent Title Loans Funded in Oakland, CA
The table below shows actual title loans funded in Oakland, CA. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2017 | Toyota | Corolla | 117,000 | $8,096 |
| 2011 | Acura | MDX | 190,000 | $2,525 |
| 2016 | Kenworth | T880-Series | 300,000 | $9,515 |
| 2006 | Ford | F150 | 130,000 | $3,240 |
| 2012 | Honda | Accord | 130,000 | $2,525 |
| 2013 | Ram | 1500 | 500,000 | $8,715 |
| 2013 | BMW | X1 | 119,000 | $2,525 |
Frequently Asked Questions About Title Loans in Oakland, CA
ou may be able to borrow up to $50,000 with an Oakland title loan, depending on your vehicle’s value, how much you need, and your ability to repay. The final amount is not guaranteed, and approval may be different for each applicant.
Before accepting a loan, review the approved amount, APR, payment schedule, total repayment cost, and any fees in writing. A larger approval is not always the better choice if the monthly payment would be difficult to manage.
To apply for a title loan in Oakland, you will typically need identification, the vehicle’s title, personal details, references, and information that shows your ability to repay. These details help verify your identity, review the vehicle used as collateral, and assess whether the payment is affordable.
A credit check may be required, but approval is based primarily on ability to repay and an acceptable vehicle used as collateral. Submitting an application does not guarantee approval or approval for the maximum amount available.
Yes. You can keep driving your vehicle during the loan term as long as you follow the loan agreement and make the required payments. The process allows you to apply, get approved, receive the cash loan, and keep driving your vehicle.
The vehicle is still used as collateral. If required payments are not made, the vehicle may be repossessed. Repossession costs may include towing, storage, and sale preparation fees where permitted by law. Review the repayment terms carefully before signing.
A title loan is intended for short-term financial needs and should not be treated as a long-term financial solution. It can be expensive, and using your vehicle as collateral creates risk if the payment becomes unaffordable.
Before signing, compare the loan with lower-risk alternatives such as a personal loan, credit union loan, payment plan, or borrowing from family or friends. Review the full repayment cost, not just the amount you can receive. Paying early or paying more than the minimum may help reduce total finance charges.
