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Title loans in Newport News

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Newport News

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating


Lee Hall Automotive

22 Yorktown Rd

Newport News

23603 Virginia

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Newport News, Virginia: A Full Guide

Sometimes, life throws unexpected situations our way.

Whatever it is, next thing we know, we’re scrambling for money, and we do not have the funds to take care of certain expenses.


If you are a resident of Newport News, VA, there is a way you can get quick cash to help you get out of those difficult situations!

Introducing CAR TITLE LOANS!

In this guide, you will learn the whole process of how you can apply for a title loan in Newport News, Virginia!

How Do Newport News Title Loans Work?

Car title loans (aka pink slip loans, auto title loans or title pawns) are short-term loans where you surrender your VEHICLE TITLE to a lender as collateral in exchange for some money.

If you are the sole owner of a vehicle, you can get its EQUITY VALUE, determining how much money the lender will lend you!

Then you can get all your emergency funds paid quickly!


Why Should I Apply for Car Title Loans?

The process is very fast and easy with title loans in Newport News, VA!

The whole process only takes a few steps (which we will discuss in detail later), and you can get approved within one business day!

Or, in some lucky cases, within a few minutes!

Car title loans are a convenient and practical solution to short-term financial problems such as monthly payments, rent, groceries, damage repair, and so on.

The money is yours to use, as long as you pay it back (more on that later.)

Things to Consider Before Applying for a Car Title Loan

It may seem nerve-wracking if you are a first-time applicant for title loans in Newport News, Virginia.

Before you apply, there are a few things that you have to ask yourself before applying for an auto title loan.

Is the Money Enough to Cover Your Expenses?

Regarding exactly how much money you can get, it depends on your vehicle’s equity value.

In some cases, you can get around $2,500 to $30,000! Of course, it may VARY from agency to agency.

If you think you can get a good amount of money to cover whatever expenses you have, then a title loan seems like a great idea!

Otherwise, it may be best to consider alternatives.

Can You Pay Back in Time?

It would not be considered a LOAN if you cannot return what is borrowed.

Can you pay it back in time if you apply for a car title loan in Newport News, Virginia? Do you think anything prevents you from paying the full loan amount in time?

Assess your financial situation and see if you have enough money to repay the loan. If so, great!

If not, it would be best to set aside some extra funds JUST IN CASE.

Is There No Other Option?


If so, very well!

However, do note that there ARE other cash options that you can look into. There are plenty of ways to gain some quick money, such as:

  • Traditional bank loans
  • Credit union
  • Payday loans

How Do I Apply for a Car Title Loan?

It’s quite simple!

The title loan process in Newport News, VA, only takes a few steps!

But before we get into the steps, there are some basic documents that you must prepare for the loan process to go by faster and smoother!

Required Documents

  • Clear car title (proof that you own the car and not any third party)
  • Valid government-issued ID (driver’s license, passport, birth certificate, etc.)
  • Proof of income
  • Proof of Newport News, VA residency
  • Car insurance and registration
  • Pictures of car

NOTE: Your lender may ask for more, such as a copy of your social security card or bank account details.

Step-by-Step Process

Applying for Newport News title loans only takes 4 simple steps.

Let’s break down each one!

1. Online Application

The very first step is to apply online!

The online factor makes the Newport News title loan process much faster and easier. No more waiting in long lines or going to a physical office!

You can do everything from the comfort of your own home!

Once you finished filling out the loan application form, a representative will contact you and give you a pre-approved loan quote.

Don’t worry! They usually contact you within one business day or on the same day!

After you apply online, your lender may ask to meet up with you in person to discuss all the loan terms and conditions, such as interest rates, loan amounts, and so on.

This is essentially instant pre-approval!

Pre-approval (or pre-qualified) means that the lender is satisfied but not quite. You may be asked to fulfill certain criteria before being fully approved.

2. Vehicle Assessment

The next step to get a title loan in Newport News is to have your vehicle examined by the lender to determine its EQUITY VALUE.

The equity value will determine how much your vehicle is worth and, in turn, how much is the minimum loan amount.

To determine the equity value, the lender will look at the following:

  • Model
  • Vehicle year
  • Mileage
  • Make
  • Other modifications

PRO TIP: The more well-maintained your vehicle is, the more money you could get!

Until then, you will still be under pre-approval.

3. Claim Cash

You are no longer pre-approved but APPROVED!

Once you have submitted all the basic requirements and everything meets the lender’s criteria, now comes the fun part!

You are now free to claim your long-awaited CASH!

You can receive the money via direct deposit to your bank account or claim it at any title loan agency location in Newport News, VA.

4. Repayment

So you now have the money and can take care of all expenses.

BUT! That’s not where the title loan ends!

The most important step to title loans is REPAYMENT! Since the lender could fulfill their end of the deal, you must now fulfill yours.

Think of it as a FAIR TRADE.

You surrender your car title in exchange for a loan, which the lender gives, and now, you have to do your part and pay it back, or else you do not get your car back!

That’s right! Since the lender has the vehicle’s title, they have the right to repossess your car if you do not repay the loan on time!

To prevent repossession, here are some TIPS on how you can pay the title loans on time!

  • Avoid unnecessary spending
  • Set aside a separate budget for repaying the loan ONLY
  • Negotiate with your lender if you can pay in INSTALLMENTS
  • Get ready to ask for help from friends or family, just in case.

Advantages of Title Loans in Newport News, VA

As mentioned earlier, a title loan is a handy short-term loan that can cover emergency expenses, which is why they are pretty popular among residents of Newport News, VA.

Here are a few advantages of fast auto loans!

No Credit Check

Bank loans and credit unions require a credit check, which is a financial assessment to see if you can repay the loan.

BUT! Title loans in Newport News, VA, do not require credit checks!

Even if you have a bad credit score, you can still apply for title loans in Newport News, VA!

Most title lenders are flexible to those with bad credit and still find the most convenient terms to suit their customers.

Instead of good credit or bad credit, the most important factors are:

  • The overall quality of your vehicle
  • Whether or not you can repay the loan amount

Easy, Fast, Safe Process

As mentioned earlier, you can easily apply for title loans in Newport News, VA, online!

The whole loan application process only takes a few minutes, and you could receive your money within the same day!

Additionally, various title loan services in Newport News, VA, offer competitive rates that will connect you to the best lender possible!

In some cases, you can even get instant approval!

Take Care of Urgent Expenses

If you are short on funds for bills, rent, or groceries, VA title loans are a quick way to get some fast money!

Rest assured that you will receive enough money to cover your expenses!

You Can Still Drive Your Car

If you are wondering if you can still access your car even if the car title is under another name, you CAN!

You can still drive around like you normally would!

The only time you would lose possession of your car is if you do not repay the loan in time!

We’ve said it once, and we’ll say it again: REPAY THE LOAN ON TIME!

Disadvantages of Title Loans in Newport News, VA

Of course, title loans aren’t everyone’s preferred method of gaining some fast cash because of the risks it comes with.

Here are some disadvantages to be wary of!

Extra or Hidden Fees

In addition to the loan itself, you may have to pay additional fees, and no one likes those!

You must clarify with your lender regarding extra fees; otherwise, you may end up paying more than what you borrowed!

High-Interest Rates

Every loan comes with interest, and a title loan in Newport News, VA, is no exception.

Title loan interest rates are notorious for being on the higher side and could be even higher if you have bad credit.

To pay the loan plus the interest on time set aside separate funds to help you cover the repayment.

Risk of Repossession

As mentioned earlier, because the lender has the rights to your car title, they have the right to do whatever they want with it!

If you fail to repay the loan on time, the lender has the right to repossess your car.

Luckily, Newport News (Virginia) laws require the lender to send a 10-day notice to inform you that your car is up for repossession.

Those 10 days are your FINAL CHANCE to repay the loan!

Failure to repay after those 10 days means the lender will officially repossess your vehicle.

If you think the risk of repossession is not worth it, best to look at other loaning alternatives.

Frequently Asked Questions

Why Choose Auto Title Loans Over Payday Loans or Traditional Bank Loans?

Title loans are preferred because of their easy, fast and safe process and lower interest rates than payday loans or bank loans.

A traditional bank loan takes a lot of TIME and WORK.

Banks undergo long loaning procedures, and often, the approval rate is not that high.

You could waste precious time doing tedious paperwork and going through interviews and credit decisions, only to find that you are rejected.

Meanwhile, payday loans are considered predatory loans for high-interest rates and short allotted repayment time.

Next thing you know, you are drowning in a pile of debt.

Why Was I Rejected from my Application?

Assuming it was not because of your credit score, there could be several reasons why your Newport News title loan application was rejected.

  1. The problem could lie within your vehicle itself.
    • After going through vehicle assessment, there is a chance your lender was not satisfied with the vehicle’s condition.
  2. The lender does not think you can repay the title loan.
    • Maybe they do not see a stable source of income or funds for repayment in your application.
  3. Incomplete requirements or inconsistencies in your personal information.

Can I Get Two Title Loans on Two Vehicles?

Well, yes and no.

Often, title loaning agencies’ policy is one vehicle per customer.

If you want to get a loan on a second vehicle, you will have to do so at another auto title loan agency in Newport News, VA.

Of course, getting a loan on two vehicles is not recommended as you are essentially DOUBLING the amount of money you will have to repay in the end.

Should I Apply for Title Loans in Newport News, VA?

After going through the whole process, you may be wondering if Newport News title loans are the best decision for you.

Yes, if

  • You have the resources to pay it back ON TIME
  • Your vehicle is in the BEST condition possible.

No, if

  • You are NOT CONFIDENT that you can repay the full amount on time.
  • You do not want to risk losing your car.

Final Reminders

Before you go, here are LAST MINUTE REMINDERS if you decide to apply for Newport News title loans.

  1. Always read the FINE PRINT before signing anything.
  • Ask questions and clarify anything unclear with your lender.
  • Negotiate some more if you do not agree with the lender’s terms.
  1. Not all vehicle models will be eligible for title loans in Newport News.
  • If you have an older model, the higher chance you will not be approved.
  1. You can still apply for a loan in Newport News if you are UNEMPLOYED.
  • If you have enough personal savings or a pension, you can show those to your lender as a valid source of income.


That’s all for this guide on Newport News title loans!

Fast auto loans in Newport News, VA, are a super simple way to get money, and we hope you put the money you receive to good use!

Rest assured you are in good hands with title loans!

Good luck!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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