Title Loan Statistics in Roswell, GA
$1,779
Average Title Loan in Georgia
$3,772
Average Vehicle Value
174
Loans Funded in 2025
47.2%
Average Loan-to-Value
Based on 174 title loans funded in 2025
Most Common Vehicles for Title Loans across Georgia
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Chevrolet | 2010 | 183,286 mi | 26 |
| Honda | 2005 | 221,695 mi | 20 |
| Ford | 2010 | 190,604 mi | 17 |
| Nissan | 2010 | 174,530 mi | 15 |
| Toyota | 2007 | 165,284 mi | 14 |
Recent Title Loans Funded in Georgia
The table below shows actual title loans funded in Georgia. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2012 | Nissan | Rogue | 202,868 | $2,100 |
| 2016 | Ford | Transit Commercial | 195,947 | $4,218 |
| 2013 | Lexus | RX 350 | 83,000 | $2,500 |
| 2002 | Honda | Civic | 90,000 | $1,050 |
| 2015 | Ford | F350SD | 280,000 | $9,500 |
| 2004 | Honda | Accord | 204,000 | $1,000 |
| 2012 | BMW | 7-Series | 139,000 | $4,550 |
Frequently Asked Questions About Title Loans in Roswell, GA
Yes. Recent Roswell pawns include work vehicles such as a Ford Transit and an F-350, so commercial trucks and vans can qualify. They are appraised with attention to engine and drivetrain condition, work configuration, any upfit equipment, and inspection status rather than just the odometer, and the title must be clear and in your name, so any existing financing has to be cleared first.
One Georgia-specific point: state law prohibits a pawnbroker from leasing the vehicle back to you during the pawn, so a Georgia title pawn does not work like a “keep driving with no other change” loan. Ask exactly how possession and use are handled in your agreement, and weigh the risk carefully if the vehicle is how you earn a living.
It is worth exploring lower-cost options first. For borrowers with strong credit, home equity, or brokerage assets, a credit union personal loan, a home equity line, or a securities-based line of credit will almost always cost far less than a title pawn, which in Georgia can carry an effective rate near 300% a year during the first 90 days.
A title pawn may make sense only in a narrow case: the vehicle is owned outright, the need is immediate, and lower-cost credit is unavailable or too slow. Even then, the deciding question is the total cost over the time you expect to hold the pawn and whether you can clear the principal quickly. On a $1,000 pawn held 90 days at the maximum rate, the total due can reach about $1,750.
Georgia’s pawn law provides several. After a repossession you have a 30-day period to redeem the vehicle by paying the full amount owed plus permitted costs. Repossession fees are limited to between $50 and $250, and storage is capped at $5 per day.
Georgia title pawns also do not allow a deficiency judgment, so if the vehicle is sold and the proceeds fall short, you are generally not pursued for the difference. The strongest protection, though, is to contact the pawnbroker before the redemption deadline on your ticket passes, since recovering the vehicle is far easier before a sale than after. Read the pawn ticket’s written warning about losing the vehicle before you sign.
