Title Loan Statistics in West Palm Beach, FL
$2,978
Average Title Loan in West Palm Beach
$10,032
Average Vehicle Value
15
Loans Funded in 2025
29.7%
Average Loan-to-Value
Based on 15 title loans funded in 2025
Most Common Vehicles for Title Loans in West Palm Beach, FL
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Nissan | 2013 | 198,000 mi | 2 |
| Chevrolet | 2019 | 117,500 mi | 2 |
| Dodge | 2005 | 157,000 mi | 1 |
| Ford | 2019 | 112,635 mi | 1 |
| Buick | 2016 | 190,000 mi | 1 |
Recent Title Loans Funded in West Palm Beach, FL
The table below shows actual title loans funded in West Palm Beach, FL. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2019 | Ford | Fusion | 112,635 | $2,180 |
| 2015 | Nissan | Murano | 196,000 | $3,856 |
| 2005 | Dodge | Dakota | 157,000 | $1,366 |
| 2015 | Freightliner | Cascadia-Series | 686,000 | $5,111 |
| 2018 | Chevrolet | Malibu | 100,000 | $2,575 |
| 2007 | Volkswagen | Jetta | 186,072 | $800 |
| 2014 | GMC | Sierra 1500 | 176,000 | $3,706 |
Frequently Asked Questions About Title Loans in West Palm Beach, FL
Yes. Our recent West Palm Beach data includes a Freightliner Cascadia among funded loans, so a Class 8 truck can qualify. For an owner-operator, your income reads like a small business, so bring prior-year tax returns including Schedule C, broker or shipper settlement statements, dispatch records, business bank statements, and any 1099s. The truck must carry a clear, lien-free title, so any existing financing has to be cleared first.
Heavy-truck appraisal leans on engine generation, recent overhauls, drivetrain condition, and inspection status rather than the odometer alone. Because the truck is likely your livelihood, weigh carefully whether pledging it is worth the risk, and confirm the payment fits your budget within Florida’s 30-day structure before you commit.
Yes for Spanish, which we offer at our office and through montanacapital.com/es. For languages beyond Spanish we encourage you to ask in advance what interpretation support is available, since Florida does not require a translated contract.
The practical safeguard is making sure you fully understand the agreement before signing. The Florida Office of Financial Regulation requires us to disclose the amount financed, finance charge, APR, and total due at the 30-day maturity, so review those figures in the language you understand best, and bring a trusted bilingual family member if that helps.
It means local borrowers here have tended to pledge relatively valuable vehicles while borrowing a fairly small share of that value. A low loan-to-value across recently funded loans is a pattern, not a promise – it does not predict your specific offer.
Your actual amount comes from the written appraisal on your vehicle and your documented ability to repay, so treat any published average or loan-to-value figure as illustrative rather than a rule. A clear, lien-free title in your name and maintenance records do more for your offer than any citywide number, and Florida’s tiered rate of 30% on the first $2,000, 24% on the next $1,000, and 18% above $3,000 applies regardless of the vehicle’s value.
