Title Loans in Palm Coast

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Home Florida Palm Coast

How much could I qualify for?

Get a free quote. It’s fast, secure, and simple.

Over 375,000+ People Helped Since 2007
Trusted & Accredited:

Locations in Palm Coast

41 Frederick Ln
Palm Coast, Florida 32137
(386) 387-3831
View the Location page →

What Palm Coast Customers Say About Montana Capital

James D.
5 months ago
So easy
Phillip G.
6 months ago
Marcus T.
8 months ago
Honestly, Denise made this the best loan experience.
Oliver S.
1 year ago
Getting an equity loan for bad credit in Palm Coast was possible thanks to supportive lenders. Even with my low score, they offered personalized solutions after looking at my home equity, helping me secure the funds I needed for a big project.
Tristan S.
1 year ago
I was thrilled to find a lender offering unsecured personal loans for bad credit in Palm Coast. The application was easy and I was approved quickly without needing to put up any collateral. The funds helped me cover urgent expenses and the repayment terms fit my budget perfectly.
Gerald B.
1 year ago
This company quickly met my urgent need for a fast loan without a credit check. The approval process was fast, and the online platform was easy to navigate. I received the funds the very next day. I didn’t have to worry about my credit score, making it a great option for addressing immediate cash needs.
Sister N.
2 years ago
Montana Capital Car Title Loans was excellent in helping me find the best title pawn places. Their knowledgeable staff and streamlined process made getting the loan I needed quick and straightforward.
Gopi G.
2 years ago
I needed cash quickly and was in a tight spot, so I looked into same-day payday loans. I was so impressed by how quick and easy it was to get the money I needed. The whole process was easy, and the money was in my account the same day. It saved my life.
gsd F.
3 years ago
Montana Capital Car Title Loans provided a game changing solution when I needed a title loan without having the physical title in hand. Their efficient process and understanding staff navigated the complexities, ensuring a smooth experience that exceeded my expectations. Highly recommend their services for anyone facing similar situations.
Claudio S.
3 years ago
Montana Capital Car Title Loans impressed me with their efficiency and understanding when I needed a title loan without the title in hand. Their accommodating approach, quick approval process, and fair terms made the experience positive and hassle-free, proving to be a reliable option in unexpected situations.
Oketa A.
3 years ago
I was in need of a longer-term financial solution, specifically an installment loan in Palm Coast. I am pleased to say that this company delivered on their promises. They provided repayment terms that were fair and reasonable, and they were willing to collaborate with me to design a plan that aligned with my budget. Thanks!!!!
Eugene H.
3 years ago
I was in need of pink slip loans in my area and came across this loan company. Their convenient location made it convenient for me to visit and discuss my loan needs. The staff was friendly and provided efficient service, making the whole process hassle-free! Will recommended! Thank you so much!
Kerry D.
3 years ago
I needed an installment loan in Palm Coast for a longer-term financial solution, and this company came through. They offered reasonable repayment terms and worked with me to create a plan that fit my budget.
Charlotte S.
3 years ago
I was in search of pink slip loans near me and stumbled upon the loan company. Their convenient location made it easy for me to visit and discuss my loan requirements. Their friendly staff and efficient service made the process hassle-free!
Raymond F.
3 years ago
My financial situation was uncertain, so this loan company's offer to pawn my car for cash came in handy. I received the money I required without any problem thanks to the unexpectedly quick and easy procedure.
Pearl H.
3 years ago
This loan company's title loans were a lifesaver when I needed urgent cash. Their fast approval process and competitive rates made it a stress-free experience.
Estelle R.
3 years ago
I had a great experience with this loan company. They offer title loans with monthly payments, which made it convenient for me to manage my finances. Their interest rate calculator helped me understand the costs upfront. It's definitely the best title loan company I've come across.
Faye L.
3 years ago
This loan company specializes in helping individuals with bad credit. They offered a loan tailored to my needs and helped me address my financial obligations.
Jeanne M.
3 years ago
This loan company specializes in helping individuals with bad credit. They offered a loan tailored to my needs and helped me address my financial obligations.
Mildred W.
3 years ago
This organisation was the ideal answer for me when I needed an auto title loan close by. They made the process simple, and I immediately received the money I required.
Helen E.
4 years ago
This loan company is the best place to get a title loan near me. They have the lowest interest rates and the best customer service. I would recommend them to anyone looking for a title loan.
Melissa S.
4 years ago
I have had a really bad credit history and have been turned down by banks and other lenders because of it. I was so happy when I found out that I could get a bad credit title loan with this lender. I was able to borrow money and pay it back with no hassles.
Ethel W.
4 years ago
I was in a bind and needed money fast. I went to this loan company, and they got me three title loans I needed within a few hours near me. They were very professional and helpful.
Jackie H.
4 years ago
The process of getting a personal loan was so easy and fast. I filled out the application online, and within a few minutes, I was on my way to getting approved.
Juan J.
4 years ago
I was in need of a loan to help me with my finances so I borrowed money against your car, Montana Capital Car Title Loans seemed like the perfect fit for what I needed. They told me exactly what I needed to do and within 24 hours. Thank you so much for making this process easy!
Gary A.
4 years ago
One of the finest company in the city for people looking for loan ageist the car title ad the even offer title loans on financed cars. This is the best car title loan company!
Belinda B.
4 years ago
It is a top notch company that pays cash for title loans. My loan was considered and approved despite my profile having poor credit score and my loan amount was as per my expectations. I definitely recommend them.

3 Easy Steps to Get a Car Title Loan in Palm Coast

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in Palm Coast, FL

$2,959

Average Title Loan in Palm Coast

$6,883

Average Vehicle Value

13

Loans Funded in 2025

43.0%

Average Loan-to-Value

Based on 13 title loans funded in 2025

Most Common Vehicles for Title Loans in Palm Coast, FL

Vehicle Make Avg. Year Avg. Mileage # of Loans
Kia2014114,960 mi2
Ford2013195,500 mi2
Ram2018188,000 mi2
Jaguar2014190,000 mi1
BMW2014160,000 mi1

Recent Title Loans Funded in Palm Coast, FL

The table below shows actual title loans funded in Palm Coast, FL. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2009FordF150170,000$3,706
2015KiaK90052,920$5,964
2020JeepCompass96,000$940
2016Ram5500 SLT280,000$4,910
2015KawasakiVulcan 900 Classic11,700$4,107
2013DodgeDart124,000$575
2019Ram150096,000$7,118

Frequently Asked Questions About Title Loans in Palm Coast, FL

I just moved to Palm Coast and my car is titled in another state. Can I still apply?

Likely yes. What matters is a clear, lien-free title in your name and documented ability to repay, not which state issued the title. A vehicle titled in another state can generally be considered, though verifying an out-of-state title may add a step and a little time.

Send us the out-of-state title details, a photo ID, proof of income, and proof of your Palm Coast residence online, and if you are mid-move we can tell you what your specific situation needs before you apply. You will receive the full Florida disclosures before signing.

Can I use a commercial or medium-duty truck as collateral?

Yes. Our recent Palm Coast data includes a Ram 5500 funded at $4,910 alongside lighter pickups, so commercial and medium-duty trucks can qualify. They are appraised with attention to engine and drivetrain condition, work configuration, any upfit equipment, and inspection status rather than just the odometer.

You keep using the truck during the loan as long as you stay current, which is also the risk if it is how you earn a living. Bring maintenance and any commercial-use records, since they support the appraisal, and if you own another vehicle you could pledge instead, that may be the safer choice.

A hurricane disrupted my income. Can I get more time on my Palm Coast title loan?

Possibly, and the key is to reach out before a payment is missed. A Florida title loan can be extended in additional 30-day periods by mutual written consent, with the rate capped at the original and no capitalizing of unpaid interest, and lenders must accept partial payments.

If a storm or evacuation has affected your finances, contact our Palm Coast office promptly to discuss an extension or a partial-payment plan, and get any agreement in writing. State and federal relief programs may also be available after a declared disaster. Going silent and missing the maturity date is the costliest path.

Shir Amram
Written byShir AmramMontana Capital editorial team

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