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Home Florida Palm Coast

Title Loans in Palm Coast

How much could I qualify for?

Get a free quote. It’s fast, secure, and simple.

Over 375,000+ People Helped Since 2007
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Locations in Palm Coast

41 Frederick Ln
Palm Coast, Florida 32137
(386) 387-3831
View the Location page →

3 Easy Steps to Get a Car Title Loan in Palm Coast

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in Palm Coast, FL

$2,959

Average Title Loan in Palm Coast

$6,883

Average Vehicle Value

13

Loans Funded in 2025

43.0%

Average Loan-to-Value

Based on 13 title loans funded in 2025

Most Common Vehicles for Title Loans in Palm Coast, FL

Vehicle Make Avg. Year Avg. Mileage # of Loans
Kia2014114,960 mi2
Ford2013195,500 mi2
Ram2018188,000 mi2
Jaguar2014190,000 mi1
BMW2014160,000 mi1

Recent Title Loans Funded in Palm Coast, FL

The table below shows actual title loans funded in Palm Coast, FL. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2009FordF150170,000$3,706
2015KiaK90052,920$5,964
2020JeepCompass96,000$940
2016Ram5500 SLT280,000$4,910
2015KawasakiVulcan 900 Classic11,700$4,107
2013DodgeDart124,000$575
2019Ram150096,000$7,118

Frequently Asked Questions About Title Loans in Palm Coast, FL

I just moved to Palm Coast and my car is titled in another state. Can I still apply?

Likely yes. What matters is a clear, lien-free title in your name and documented ability to repay, not which state issued the title. A vehicle titled in another state can generally be considered, though verifying an out-of-state title may add a step and a little time.

Send us the out-of-state title details, a photo ID, proof of income, and proof of your Palm Coast residence online, and if you are mid-move we can tell you what your specific situation needs before you apply. You will receive the full Florida disclosures before signing.

Can I use a commercial or medium-duty truck as collateral?

Yes. Our recent Palm Coast data includes a Ram 5500 funded at $4,910 alongside lighter pickups, so commercial and medium-duty trucks can qualify. They are appraised with attention to engine and drivetrain condition, work configuration, any upfit equipment, and inspection status rather than just the odometer.

You keep using the truck during the loan as long as you stay current, which is also the risk if it is how you earn a living. Bring maintenance and any commercial-use records, since they support the appraisal, and if you own another vehicle you could pledge instead, that may be the safer choice.

A hurricane disrupted my income. Can I get more time on my Palm Coast title loan?

Possibly, and the key is to reach out before a payment is missed. A Florida title loan can be extended in additional 30-day periods by mutual written consent, with the rate capped at the original and no capitalizing of unpaid interest, and lenders must accept partial payments.

If a storm or evacuation has affected your finances, contact our Palm Coast office promptly to discuss an extension or a partial-payment plan, and get any agreement in writing. State and federal relief programs may also be available after a declared disaster. Going silent and missing the maturity date is the costliest path.

Shir Amram
Written byShir AmramMontana Capital editorial team

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