Title Loan Statistics in North Miami Beach, FL
$3,088
Average Title Loan in Florida
$7,937
Average Vehicle Value
2,643
Loans Funded in 2025
38.9%
Average Loan-to-Value
Based on 2,643 title loans funded in 2025
Most Common Vehicles for Title Loans across Florida
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Chevrolet | 2012 | 146,705 mi | 330 |
| Ford | 2012 | 150,856 mi | 328 |
| Toyota | 2013 | 155,296 mi | 270 |
| Nissan | 2015 | 141,859 mi | 255 |
| Honda | 2012 | 159,978 mi | 183 |
Recent Title Loans Funded in Florida
The table below shows actual title loans funded in Florida. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2014 | Dodge | Journey | 93,000 | $500 |
| 2015 | Hyundai | Genesis | 120,000 | $2,100 |
| 2013 | Chrysler | 300 | 76,847 | $700 |
| 2011 | Chevrolet | Camaro | 1,009 | $2,811 |
| 2014 | Dodge | Journey | 110,000 | $2,100 |
| 2019 | BMW | 7-Series | 50,000 | $5,667 |
| 2011 | Volkswagen | CC | 157,000 | $575 |
Frequently Asked Questions About Title Loans in North Miami Beach, FL
We offer service in Spanish at our office and through montanacapital.com/es, and for languages such as Haitian Creole we encourage you to ask in advance what interpretation support is available. Florida does not require a translated contract, so the goal is making sure you fully understand the agreement before signing.
Bring a trusted bilingual family member if that helps, and review the amount financed, finance charge, APR, and total due at the 30-day maturity in the language you understand best. Local community organizations serving North Miami Beach can sometimes help review financial documents before you commit.
Yes. You keep and drive your vehicle normally throughout the loan; the lien is simply recorded on the title and released once you pay in full. Keeping your car matters in a community where most people drive to work, school, and errands.
Some title loans may, as a condition, involve a GPS device, which is a contract term worth asking about up front and does not change where you park or how you use the car. Ask our North Miami Beach office whether a GPS device applies to your specific loan before signing, along with the full payment schedule.
The loan continues regardless of flooding, so the protection that matters is comprehensive coverage, which generally covers flood and heavy-rain damage; a home policy does not cover your vehicle. Low-lying parts of northeast Miami-Dade can flood during king tides and summer storms, so confirm your comprehensive coverage and a deductible you could pay in an emergency.
If your vehicle is totaled, the settlement is applied first to us as lienholder up to the balance, with any surplus to you. If flooding disrupts your income, contact us before a payment is missed, since the 30-day extension and partial-payment options help only when you reach out early.
