Title Loan Statistics in Gainesville, FL
$2,449
Average Title Loan in Gainesville
$4,258
Average Vehicle Value
9
Loans Funded in 2025
57.5%
Average Loan-to-Value
Based on 9 title loans funded in 2025
Most Common Vehicles for Title Loans in Gainesville, FL
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Honda | 2007 | 131,733 mi | 3 |
| Toyota | 2013 | 161,503 mi | 2 |
| Chevrolet | 2007 | 200,000 mi | 1 |
| GMC | 2007 | 182,000 mi | 1 |
| Hyundai | 2012 | 221,638 mi | 1 |
Recent Title Loans Funded in Gainesville, FL
The table below shows actual title loans funded in Gainesville, FL. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2007 | Honda | Accord | 102,600 | $2,575 |
| 2012 | Toyota | Sequoia | 215,125 | $5,613 |
| 2014 | Toyota | Camry | 107,880 | $2,602 |
| 2012 | Hyundai | Elantra | 221,638 | $3,075 |
| 2007 | Chevrolet | Impala | 200,000 | $575 |
| 2017 | Subaru | Forester | 103,395 | $2,100 |
| 2007 | Honda | Odyssey | 190,000 | $500 |
Frequently Asked Questions About Title Loans in Gainesville, FL
Check lower-cost help first. UF’s Office for Student Financial Aid and Santa Fe College’s equivalent can point you to emergency aid, short-term loans, or hardship grants, often interest-free, and credit unions serving the campus community offer small personal loans at a fraction of a title loan’s cost.
A title loan puts the car you rely on at risk, and Florida’s 30-day structure makes it a short-term tool, not a way to cover a semester’s gap. If you have checked the campus and credit-union options and a title loan is still the right fit, the standard Florida protections apply, but for most students those first calls are the better move.
Hospital pay often includes base wages plus shift differentials, overtime, and on-call pay, all of which count for our ability-to-repay review. Bring 60 to 90 days of pay stubs that show the differentials and overtime, plus bank statements confirming the deposits.
Because differential and overtime pay can vary, size the loan against a figure that holds up in a lighter pay period. Campus and healthcare credit unions often offer personal loans well below a title loan’s rate, so a quick comparison is worth it first.
The title needs to be clear and in your own name, so a vehicle titled to a parent generally cannot be pledged by you unless ownership is properly transferred first. We cannot lend against a vehicle that is not titled to the borrower.
If the car is titled in your name but in another state, that can generally be considered, though verifying an out-of-state title may add a step. Send us the title details, your photo ID, proof of income, and proof of local residence online, and we will confirm what your specific situation needs before you apply.
