Title Loan Statistics in Delray Beach, FL
$2,701
Average Title Loan in Delray Beach
$9,083
Average Vehicle Value
5
Loans Funded in 2025
29.7%
Average Loan-to-Value
Based on 5 title loans funded in 2025
Most Common Vehicles for Title Loans in Delray Beach, FL
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Audi | 2013 | 70,000 mi | 1 |
| Dodge | 2010 | 242,000 mi | 1 |
| Ford | 2023 | 12,000 mi | 1 |
| Hyundai | 2017 | 80,000 mi | 1 |
| Nissan | 2010 | 166,000 mi | 1 |
Recent Title Loans Funded in Delray Beach, FL
The table below shows actual title loans funded in Delray Beach, FL. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2013 | Audi | A5 | 70,000 | $3,957 |
| 2010 | Dodge | Grand Caravan | 242,000 | $1,316 |
| 2010 | Nissan | Rogue | 166,000 | $1,125 |
| 2023 | Ford | Mustang Mach-E | 12,000 | $3,000 |
| 2017 | Hyundai | Santa Fe | 80,000 | $4,107 |
Frequently Asked Questions About Title Loans in Delray Beach, FL
Two factors set the amount, and the vehicle is only one of them. We confirm your ability to repay from income and financial records, and we appraise the car as collateral on its current resale value, which reflects condition, mileage, make, model, year, and present market demand. Our recent Delray data shows a 2023 Ford Mustang Mach-E with only 12,000 miles funded at $3,000, because electric vehicles have depreciated faster than many comparable gas cars lately, so a newer EV can appraise below what its low mileage suggests. Battery health and remaining warranty feed into resale value too, so bring documentation if you have it. Florida’s rules shape the terms, and the final figure rests on the appraisal and your income together.
We offer service in Spanish at our office and through montanacapital.com/es, and we encourage you to ask in advance what interpretation support is available for Haitian Creole or other languages. Florida does not require a translated contract, so the safeguard is making sure you understand the full agreement before signing.
Bring a trusted bilingual family member to help review the documents, and go carefully through the amount financed, finance charge, APR, and total due at the 30-day maturity in the language you understand best. Local Haitian-American community organizations can sometimes help review financial documents before you commit.
Tip income counts for our ability-to-repay review, with documentation that reflects a realistic monthly figure. Bring 60 to 90 days of pay stubs, bank statements showing deposits, and prior-year tax returns if you report tips or are partly self-employed.
Because the season swings between a busy winter and a quieter summer, borrow against a sustainable monthly average rather than your peak weeks. If much of your tips is cash, depositing it regularly makes it far easier to document.
