Title Loans in Avon Park

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Home Florida Avon Park

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Locations in Avon Park

1092 Locke St
Avon Park, Florida 33825
(863) 887-8307
View the Location page →

What You Need to Apply

  • Car title in your name, lien-free or nearly paid off
  • Government-issued photo ID, age 18+
  • Proof of income
  • Interior and exterior car photos
  • Car insurance, when required

Title Loan Statistics in Avon Park, FL

$3,088

Average Title Loan in Florida

$7,937

Average Vehicle Value

2,643

Loans Funded in 2025

38.9%

Average Loan-to-Value

Based on 2,643 title loans funded in 2025

Most Common Vehicles for Title Loans across Florida

Vehicle Make Avg. Year Avg. Mileage # of Loans
Chevrolet2012146,705 mi330
Ford2012150,856 mi328
Toyota2013155,296 mi270
Nissan2015141,859 mi255
Honda2012159,978 mi183

Recent Title Loans Funded in Florida

The table below shows actual title loans funded in Florida. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2003GMCYukon152,000$575
2009DodgeChallenger3,268$1,025
2014ToyotaCorolla159,000$5,813
2013BuickVerano186,500$800
2012NissanAltima83,788$2,100
2012ChevroletImpala190,000$827
2011CadillacSRX150,000$2,068

Frequently Asked Questions About Title Loans in Avon Park, FL

I do citrus or ranch work near Avon Park. How do I document agricultural income?

Avon Park sits in Highlands County citrus and cattle country, and agricultural income counts for our ability-to-repay review. Bring pay stubs from your current season, 60 to 90 days of bank statements, and prior-year tax returns with W-2s or 1099s.

If a labor contractor pays you rather than the grove or ranch directly, bring documentation from that entity. Because the work is seasonal, we use an averaged monthly income, so borrow at a level your slower months can sustain.

My car is my only way to get around rural Highlands County. What is at stake if I default?

The honest answer is significant. With little public transit and long distances here, your vehicle is often essential, and it is also the collateral. If the loan defaults and the vehicle is repossessed, you can lose both the car and the mobility you depend on to earn and manage daily life.

So the decision should hinge on whether the payment is affordable even in a tight month, not just on approval. Look first at lower-cost options such as a credit union small-dollar loan, a payment plan, or local assistance. If a title loan is still right, size it conservatively and keep comprehensive insurance on the vehicle.

I am connected to Avon Park Air Force Range or the military. What federal protections apply?

If you are active-duty or a covered dependent, the Military Lending Act caps the Military Annual Percentage Rate at 36%, requires specific disclosures, and bars mandatory arbitration. Tell us you are active-duty before applying so your status can be verified.

The Servicemembers Civil Relief Act adds a 6% cap on debts incurred before active service and limits on repossession without a court order during service. Military legal-assistance offices provide free guidance before you sign any loan secured by your vehicle.

Shir Amram
Written byShir AmramMontana Capital editorial team

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