Title Loan Statistics in Wilmington, DE
$766
Average Title Loan in Delaware
$2,714
Average Vehicle Value
7
Loans Funded in 2025
28.2%
Average Loan-to-Value
Based on 7 title loans funded in 2025
Most Common Vehicles for Title Loans across Delaware
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Chevrolet | 2013 | 123,829 mi | 2 |
| Dodge | 2001 | 179,936 mi | 1 |
| Hyundai | 2006 | 187,000 mi | 1 |
| Lincoln | 2007 | 190,000 mi | 1 |
| Mazda | 2007 | 205,000 mi | 1 |
Recent Title Loans Funded in Delaware
The table below shows actual title loans funded in Delaware. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2007 | Mazda | CX-9 | 205,000 | $1,000 |
| 2007 | Chevrolet | Impala | 110,657 | $700 |
| 2019 | Chevrolet | Equinox | 137,000 | $355 |
| 2001 | Dodge | Durango | 179,936 | $200 |
| 2007 | Lincoln | MKZ | 190,000 | $800 |
| 2006 | Hyundai | Azera | 187,000 | $405 |
| 2015 | Subaru | Forester | 123,067 | $1,900 |
Frequently Asked Questions About Title Loans in Wilmington, DE
Delaware law limits a title loan’s total term, including any rollovers, to 180 days from the issue date. That is different from states using year-long installment loans: the full balance plus finance charges must be resolved within about six months.
This makes the monthly cost higher than a longer installment loan of the same size and keeps these loans genuinely short-term. Before signing, map out how you will clear the balance inside that window, and ask our Wilmington office to walk you through the full payment schedule and total cost.
Yes. Under Delaware Code 2253, you may cancel for any reason up to the end of the next business day after the money is disbursed, simply by returning the full proceeds, with no interest or cancellation fee.
A second layer exists: if we fail to give the written disclosures Delaware requires, your right to rescind can extend up to one year. Those required disclosures include statements that a title loan is short-term cash and not a solution for long-term problems, and that you have the right to credit-counseling information from, and to file a complaint with, the Office of the State Bank Commissioner.
It is mostly a function of Delaware’s law and the vehicles involved. The 180-day maximum term makes large title loans impractical to repay, so funded amounts tend to run from a couple hundred to around two thousand dollars on older, higher-mileage vehicles.
Size the request to what you can realistically repay within six months, against a vehicle with genuine resale value and a clear, lien-free title in your name. If you need more than a small short-term sum, a credit union small-dollar loan is usually a better fit.
