Title Loan Activity in the 94521 Area
4
Loans Funded
$8,275
Average Loan Amount
2014
Average Vehicle Year
Recent Loans Near 1309 Galindo Street
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2016 | Cadillac | Escalade | 149,000 | $4,992 |
| 2016 | Nissan | Altima | 150,000 | $5,534 |
| 2007 | Lexus | ES 350 | 118,603 | $2,525 |
| 2015 | Ford | Commercial Vans | 70,000 | $20,050 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Cadillac ($4,992 avg), Ford ($20,050 avg), Lexus ($2,525 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Concord
Yes. The average vehicle year among borrowers in the 94521 area is 2014. A 2007 Lexus ES 350 with 118,603 miles recently qualified for $2,525 near Concord. Your vehicle’s condition and value matter more than its age.
In the 94521 area, title loans have ranged from $2,525 to $20,050, with an average of $8,275 across 4 loans funded. The largest recent loan was $20,050 for a 2015 Ford Commercial Vans. Your amount depends on your vehicle’s value and ability to repay.
Yes. The age of your car can affect eligibility because the vehicle’s current market value is considered. Many older vehicles may still qualify, but the loan amount will depend on the car’s condition, mileage, and overall value.
Yes, it may still be possible to get a title loan in Concord, CA if there is a lien on your vehicle. Eligibility depends on the remaining loan balance and the current value of the car. If there is enough equity in the vehicle, some applications may still qualify.
