Title Loans in Union City

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Home California Union City

How much could I qualify for?

Get a free quote. It’s fast, secure, and simple.

Over 375,000+ People Helped Since 2007
Trusted & Accredited:

Locations in Union City

30580 Union City Blvd
Union City, CA 94587
(510) 426-9347
View the Location page →

What Union City Customers Say About Montana Capital

Excellent
4.9
Kianna M.
1 year ago
I visited Montana Capital Car Title Loans in Union City when I was looking for a direct loan for bad credit. Logan was friendly right from the start and didn’t make me feel judged at all, which I appreciated. He patiently walked me through the application, explained the repayment schedule, and made sure I understood everything before signing. The process was much quicker than I expected, and I left feeling relieved with the loan sorted. The office was quiet and clean, though having some water or coffee for waiting customers would be a nice extra. Logan’s respectful and honest approach made a tough situation much easier
remy L.
2 years ago
With installment loans without credit check, Montana Capital in Union City was able to help me out. They quickly gave me their approval, and I was able to obtain the money I required. The personnel was really understanding and courteous, and the process was quite easy.
Ian Gregoire G.
2 years ago
Montana Capital provided me with the no credit needed loan I needed! I got my money fast, and the entire process was stress-free. Everything was made so much easier by the team's great assistance. I am really appreciative of their assistance!
Anum A.
2 years ago
With cash title loans, I had an excellent experience. I was able to receive the money I needed with no problem because the procedure was simple and the personnel was so helpful.
Benny R.
2 years ago
Montana Capital Car Title Loans proved to be a reliable solution when I faced financial challenges with a less-than-perfect credit history. Their payday loans for bad credit offered a lifeline, providing timely assistance with professionalism and efficiency. I highly commend their service for those navigating financial difficulties.
austin D.
2 years ago
The loan service I used provided clear & comprehensive explanations on how do title pawn loans work, guiding me through the process with expertise and patience. Their friendly staff made the entire experience straightforward and stress-free, ensuring I felt confident in my decision to pawn my title for quick financial support.
Solomon
2 years ago
I was pleasantly surprised by the efficiency and professionalism of the pawn shop title loan service I received. The process was straightforward, and the staff was incredibly helpful in securing the funds I needed quickly & without hassle.
Miss Mortimer W.
3 years ago
I had a positive experience securing a pawn shop title loan. The fair appraisal and efficient process made it a reliable source for obtaining funds using my car's title, providing the financial support I needed during a challenging time.
Victor B.
3 years ago
Montana Capital Car Title Loans exceeded my expectations when I inquired about how much I could get for my title loan. Their knowledgeable team provided clear guidance and helped me secure a loan amount that met my needs, making the entire process straightforward and hassle-free.
Astolfo I.
3 years ago
Utilizing the title loan value calculator from this service was a practical tool for planning my finances. Their transparent approach, fair valuation, and user friendly calculator made it easier for me to understand the loan terms and make informed decisions about my financial situation.
Rita C.
3 years ago
When I needed fast cash, the local title pawn places recommended by friends led me to [Business Name]. The friendly staff and efficient service made the entire process smooth. They assessed the value of my vehicle fairly and offered competitive terms. If you're in need of quick funds and want a local touch, it is a reliable choice.
Calista L.
3 years ago
Montana Capital Car Title Loans impressed me with their transparency and fair evaluation when I inquired about how much I can get for my title loan. Their knowledgeable staff, efficient service, and competitive terms made the entire experience positive, providing clarity and financial support.
Beth W.
3 years ago
Exploring how do title pawn loans work led me to them, where the staff not only clarified the process but also made it remarkably easy and stress-free. Their expertise, transparency, and efficient handling of the loan made me feel confident and satisfied throughout the entire experience.
Masomeh M.
3 years ago
Montana Capital Car Title Loans provided an exceptional service when I needed quick cash, and their transparency in explaining how much can i get for my title loan was greatly appreciated. The team was professional, and the process was straightforward, ensuring I received the maximum amount possible, making them my top choice for title loans.
Rafael G.
3 years ago
I needed a title loan in my tiny town, and this lending organization gave me a great offer and made the process very personable. Thanks a ton for the great service from Montana Capital Auto Title Loans!
Nancy H.
3 years ago
If you're considering RV title loans, this company is a top choice. They understand the unique needs of RV owners, offering reasonable rates and flexible terms. The entire process was smooth, making them a standout option for RV title loans.
Safarau Usman A.
3 years ago
I was pleasantly surprised by the fair appraisal and value I received for my car during a title loan process. Their transparent approach and competitive car valuation make them a top choice for anyone considering a title loan.
Michael K.
3 years ago
While researching my loan choices, I came across title loan value calculator at Montana Capital Car Title Loans ?. I decided to give them a try after hearing about their efficacy from a buddy. I was able to receive a cash loan for car title.??
Gail C.
3 years ago
I was in search of a title loan within my small town, and this lending company provided not only a personalized experience but also an outstanding deal on my title loan. Many thanks to Montana Capital Car Title Loans for their excellent service!
Ryan M.
3 years ago
The personnel at Instant Payday Loans went above and beyond to help me receive the finest loan available. They were very nice and helpful, and they showed me examples of how do title pawn loans work.
Juan J. L.
3 years ago
I was in a financial crunch and needed an emergency loan despite having a bad credit history. I found this loan company to be a lifesaver. Their quick approval process and understanding of my situation made the experience stress-free.
Greg S.
3 years ago
When applying for loan ,I had many questions such as how much can I get for my title loan, Due to my bad credit, I was hesitant to apply for a loan. Even with bad credit, you may qualify for a payday loan. Since my finances have stabilized, I can focus on boosting my credit score.
Howard M.
3 years ago
The payday title loans from Union City were exactly what I needed for a financial lift. The process was straightforward, with no hidden fees, and I had the cash in hand on the same day. Much appreciated.Thank you!!!
John R.
3 years ago
We recently purchased an RV with dreams of a cross-country road trip, but reality hit when we found out about the costly repairs needed. Fortunately, we stumbled upon this company that specializes in RV title loans. Despite our initial skepticism, the application process proved to be straightforward, and the customer service exceeded our expectations. Within a few days, we secured the RV title loan we needed, allowing us to get our RV road-trip-ready in no time.thank you!!!!
Brittany M.
3 years ago
This company was a lifesaver when I found myself in a tough financial bind. Their 'emergency loan with bad credit' options were exactly what I needed to get through a challenging time. Thank you for coming to my aid when I needed it the most! Thank you Montana Capital Car Title Loans!
Aninha C.
3 years ago
I reside in a small town and was seeking for a title loan in my neighborhood. This lending firm gave me a personalized experience as well as an excellent bargain on a title loan. Thanks a lot Montana Capital Car Title Loans!!
Ashley W.
3 years ago
Their payday title loans in Union City gave me the financial boost I needed. Simple process, no hidden fees, and I got the cash the same day. Thanks!
Lindsay A.
3 years ago
We recently bought an RV and wanted to take a road trip across the country. However, we soon realized that our RV needed some costly repairs before we could hit the road. That's when we discovered this company that offered RV title loans. We were skeptical at first, but the application process was easy and the customer service was excellent. We got the loan we needed within a few days and were able to fix up our RV in time for our trip.
Natalie H.
3 years ago
This company saved me when I was in a financial bind. Their emergency loan with bad credit options was exactly what I needed. Thank you for helping me out in my time of need!
Jamie C.
3 years ago
I live in a small town, and I was looking for a neighborhood title loan. This loan company provided me with a personalized experience and a great deal on a title loan.
Ebony W.
3 years ago
I was struggling to make ends meet and needed a personal loan. This company allowed me to use my car as collateral, which made it possible for me to qualify for a larger loan amount. The interest rate was reasonable, and the repayment terms were fair. Thank you for helping me out when I needed it most!
Elena W.
3 years ago
I was amazed at how fast title loans could be with this company. Their fast title loans provided the cash I needed within hours of applying.
Brad N.
3 years ago
I was in need of quick cash for my business, and this loan company came to the rescue with their semi-truck title pawn service. They understood the value of my semi-truck and provided me with a fair loan amount. Their process was efficient, and the funds helped me overcome my financial hurdle.??
Naomi F.
3 years ago
I was able to secure a personal loan with this company despite my bad credit history. They provided quick approval and competitive interest rates.
Catherine R.
3 years ago
I have bad credit and was worried about being approved for a loan, but they helped me out. They didn't even need to check my credit score!
Frank R.
3 years ago
I applied for a title loan with this company and was able to get the loan without having the title in hand. The process was very quick and easy, and the customer service was great.
Geneva C.
4 years ago
I did some research and found this loan company to offer the best car title loans in town. The rates were reasonable and the staff was friendly.
Jeanne W.
4 years ago
I found this loan company to be very professional. The staff was very helpful and knowledgeable about the process. They made me feel very comfortable about taking out a title loan. I would definitely recommend their services to anyone in need of a title loan.
Christopher B.
4 years ago
I always use their loan services when I need two quick auto title loans. The application process is fast, easy and the staff are very polite, which is a huge plus. I have never had any problems with them and have even been able to refinance my old loans through them. They're very helpful and kind, I would definitely recommend them to anyone!
Adena S.
7 years ago
Richard T.
7 years ago
Ivan was a great help. He explained everything that I needed to know to make a decision that would serve me best!
Leilani S.
7 years ago
BTCCP I.
7 years ago

3 Easy Steps to Get a Car Title Loan in Union City

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in Union City, CA

$5,017

Average Title Loan in California

$10,622

Average Vehicle Value

4,675

Loans Funded in 2025

47.2%

Average Loan-to-Value

Based on 4,675 title loans funded in 2025

Most Common Vehicles for Title Loans across California

Vehicle Make Avg. Year Avg. Mileage # of Loans
Toyota2015132,474 mi822
Honda2016116,212 mi521
Chevrolet2013123,687 mi492
Ford2014128,318 mi453
Nissan2017135,205 mi296

Recent Title Loans Funded in California

The table below shows actual title loans funded in California. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2009FordF150182,000$5,015
2017FordMustang75,000$2,525
2011FordFlex156,000$3,515
2018MazdaCX-5101,000$9,915
2010ToyotaCorolla105,000$2,525
2016JeepCherokee33,823$8,015
2011HondaCR-V150,000$3,195

Frequently Asked Questions About Title Loans in Union City, CA

How do I make my title loan payments in Union City?

You can set up payments through your online account, by phone, or with automatic monthly payments so you do not have to think about it. You never have to come into the office to pay. We will walk you through the options when your loan is set up, and you can pay ahead or clear the balance early at any time with no prepayment penalty, which lowers the total interest you pay.

Can I get a title loan in Union City if I am still paying off my car?

Possibly, depending on how much you still owe. If your car has built up equity, meaning it is worth more than your remaining balance, that equity may be enough to support a title loan. Because another lender holds a lien, there are extra steps, and in some cases the existing balance is handled as part of the new loan. Send us your vehicle details and roughly what you still owe, and we will tell you online whether the equity works.

Can I get a title loan in Union City if I lost my title?

Yes, but the title needs replacing first, since the loan is secured by it. If your car is paid off and the title is simply lost, you can request a duplicate from the California DMV, which can take some time. It is worth starting that early if you think you may need a loan soon. You can begin your application with us online and get pre-qualified while the replacement is on its way.

Shir Amram
Written byShir AmramMontana Capital editorial team

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