Title Loan Activity in the 95376 Area
11
Loans Funded
$7,170
Average Loan Amount
2015
Average Vehicle Year
Recent Loans Near 508 East 11th Street
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2019 | Ram | 1500 | 121,000 | $10,442 |
| 2023 | Chevrolet | Trailblazer | 5,604 | $3,015 |
| 2019 | Ford | F250SD | 64,877 | $27,015 |
| 2006 | Hummer | H2 | 37,900 | $4,515 |
| 2014 | Ford | F150 | 39,000 | $5,515 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ram ($6,979 avg), Ford ($16,265 avg), Dodge ($3,005 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Tracy
The smallest recent title loan near 95376 was $3,005 for a 2007 Dodge Ram 1500 with 179,000 miles. Across 11 loans in this area, amounts start as low as $3,005. Your loan amount depends on your vehicle’s current market value.
Ford is the most common vehicle among title loan borrowers in the 95376 area, with 2 loans funded. The average loan amount for a Ford here is $16,265, with an average of 51,939 miles on the odometer.
You will need a valid title in your name to complete a title loan. If yours is lost, you can request a duplicate from the California DMV using Form REG 227. You may be able to start the pre-approval process while you wait.
Yes, the title loan process can be completed entirely online in Tracy. You can apply, upload documents, get a decision, and arrange funding without leaving home. Get a free estimate online to get started.