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Title Loans in Tracy

How much could I qualify for?

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Over 375,000+ People Helped Since 2007
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Locations in Tracy

508 East 11th Street
Tracy, CA 95376
(209) 546-6955
View the Location page →

3 Easy Steps to Get a Car Title Loan in Tracy

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in Tracy, CA

$8,331

Average Title Loan in Tracy

$16,241

Average Vehicle Value

8

Loans Funded in 2025

51.3%

Average Loan-to-Value

Based on 8 title loans funded in 2025

Most Common Vehicles for Title Loans in Tracy, CA

Vehicle Make Avg. Year Avg. Mileage # of Loans
Ford2013106,626 mi3
Honda2015134,813 mi2
Chevrolet20235,604 mi1
Hummer200637,900 mi1
Ram2019121,000 mi1

Recent Title Loans Funded in Tracy, CA

The table below shows actual title loans funded in Tracy, CA. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2023ChevroletTrailblazer5,604$3,015
2009FordE150 Vans160,000$2,525
2019Ram1500121,000$10,442
2013HondaAccord214,000$4,678
2012FordMustang95,000$10,372
2017HondaAccord55,625$4,087
2019FordF250SD64,877$27,015

Frequently Asked Questions About Title Loans in Tracy, CA

Can I keep driving my car during the loan in Tracy?

Yes. You keep the car and keep driving it the whole time. We hold the title as security, not the vehicle, which matters in Tracy, where a lot of people put serious miles on a long commute over the Altamont Pass to the Bay Area. Keep your payments current and the title returns to you when the loan is paid off.

Can I use my work truck for a title loan in Tracy?

Yes. We fund loans on work trucks as well as everyday vehicles, which can help in an area with a lot of logistics and trade work, where most of someone’s value sits in their truck. The thing to weigh is that the truck is both your collateral and how you earn, so the payment needs to fit alongside that income. You keep driving and working it while you repay. Send us the year, mileage, and condition online and we will tell you what it could support.

Can I get a title loan on a car that was gifted to me or that I inherited in Tracy?

Yes, once the title is properly in your name. For a gift, that means the previous owner has signed the title over to you and the change is recorded with the California DMV. For an inherited vehicle, the DMV has a specific process for transferring a title from an estate, which can take some time. You can start your application online and get pre-qualified while the transfer is being sorted out, and we will tell you what we need to finish once it is in your name.

Shir Amram
Written byShir AmramMontana Capital editorial team

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