Title Loan Activity in the 91342 Area
32
Loans Funded
$4,698
Average Loan Amount
2014
Average Vehicle Year
Recent Loans Near 14960 Polk St.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2014 | BMW | 5-Series | 134,000 | $3,015 |
| 2013 | Honda | Civic | 114,367 | $2,525 |
| 2006 | Chevrolet | Silverado 1500HD | 86,000 | $4,629 |
| 2010 | Mercedes-Benz | C Class | 144,000 | $2,525 |
| 2018 | Honda | HR-V | 67,192 | $2,525 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Honda ($4,023 avg), Toyota ($5,160 avg), Chevrolet ($3,295 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Sylmar
Yes. The average vehicle year among borrowers in the 91342 area is 2014. A 2003 Mazda MX-5 Miata with 142,000 miles recently qualified for $2,525 near Sylmar. Your vehicle’s condition and value matter more than its age.
The smallest recent title loan near 91342 was $2,525 for a 2003 Mazda MX-5 Miata with 142,000 miles. Across 32 loans in this area, amounts start as low as $2,525. Your loan amount depends on your vehicle’s current market value.
A past bankruptcy does not automatically prevent you from qualifying. Title loans are secured by your vehicle rather than your credit history, so the key factors are your car’s current value and your income. If your bankruptcy is discharged and you have a qualifying vehicle, you may still be eligible.
Title loans can cost more than many other borrowing options. Interest rates are usually higher, and your vehicle is used as collateral. Alternatives such as personal loans, credit cards, or payment plans may cost less if you qualify. Title loans are typically used for short-term emergency needs or by borrowers who cannot qualify for traditional loans.