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Home California Santa Rosa

Title Loans in Santa Rosa

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Locations in Santa Rosa

716 College Ave. Suite A-1
Santa Rosa, CA 95404
(707) 652-3750
View the Location page →

3 Easy Steps to Get a Car Title Loan in Santa Rosa

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in Santa Rosa, CA

$3,631

Average Title Loan in Santa Rosa

$7,125

Average Vehicle Value

5

Loans Funded in 2025

51.0%

Average Loan-to-Value

Based on 5 title loans funded in 2025

Most Common Vehicles for Title Loans in Santa Rosa, CA

Vehicle Make Avg. Year Avg. Mileage # of Loans
Dodge2007189,000 mi1
Ford2015140,000 mi1
Honda201663,000 mi1
Jeep2015135,000 mi1
Toyota2012260,000 mi1

Recent Title Loans Funded in Santa Rosa, CA

The table below shows actual title loans funded in Santa Rosa, CA. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2007DodgeRam 1500189,000$2,525
2015JeepCherokee135,000$2,525
2016HondaAccord63,000$2,566
2015FordF150140,000$8,015
2012ToyotaHighlander260,000$2,525

Frequently Asked Questions About Title Loans in Santa Rosa, CA

I live elsewhere in Sonoma County, not in the city of Santa Rosa. Do you still serve my area?

Yes. The county covers a lot of ground across the wine country, so we built the process to work from a distance. We regularly help people from the surrounding communities, including Rohnert Park, Petaluma, Windsor, Sebastopol, and Healdsburg. You do not need to drive in to apply. You can do the whole thing online and get pre-qualified, with any in-person vehicle check set by appointment.

Can I qualify for a title loan in Santa Rosa with bad credit?

Often yes. We base approval mainly on your vehicle’s value and your ability to repay from verifiable income, so a low credit score does not rule you out on its own. We may still check credit during the review, but it is not the deciding factor. Approval is never guaranteed, since the car and income still need to support the loan. If credit has held you back before, it is worth applying to see what you qualify for.

Can I get a title loan in Santa Rosa if I lost my title?

Yes, but the title needs replacing first, since the loan is secured by it. If your car is paid off and the title is simply lost, you can request a duplicate from the California DMV, which can take some time. It is worth starting that early if you think you may need a loan soon. You can begin your application with us online and get pre-qualified while the replacement is on its way.

Shir Amram
Written byShir AmramMontana Capital editorial team

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