Title Loans in Santa Maria

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Home California Santa Maria

How much could I qualify for?

Get a free quote. It’s fast, secure, and simple.

Over 375,000+ People Helped Since 2007
Trusted & Accredited:

Locations in Santa Maria

908 N. Broadway
Santa Maria, CA 93454
(805) 491-9882
View the Location page →

What Santa Maria Customers Say About Montana Capital

Excellent
4.9
Ava W.
1 year ago
All good
Richard
1 year ago
After an unforeseen expense, I found myself in need of a payday loan without a credit check. I was pleased with Montana Capital Car Title Loans' prompt response. But in contrast to my expectations, I thought the costs were a little excessive. Although I had to wait on hold longer than I would have liked, the customer service was good. It helped me get through a difficult time.
Donald I.
2 years ago
This company in Santa Maria provided me with quick cash using my car title as collateral. The funds helped me pay for my daughter’s tuition, and the team was very understanding. The only hiccup was the wait time for document verification, but otherwise, it was a smooth experience.
Nathan L.
2 years ago
After an unforeseen expense, I found myself in need of a payday loan without a credit check. I was pleased with Montana Capital Car Title Loans' prompt response. But in contrast to my expectations, I thought the costs were a little excessive. Although I had to wait on hold longer than I would have liked, the customer service was good. It helped me get through a difficult time.
Harry R.
2 years ago
Their transparent approach to APRs was a pleasant surprise for someone like me, always cautious about interest rates. They helped me comprehend the total borrowing costs, instilling confidence in my decision to choose their services.
Brian P.
3 years ago
Montana Capital Auto Title Loans stands apart for having transparent and affordable APR rates. They genuinely put an emphasis on word clarity, making sure that borrowers—like me—are aware of all the expenses related to their loans.
Willie D.
3 years ago
Transparent and reasonable APR rates set Montana Capital Car Title Loans apart. They truly prioritize clarity in their terms, ensuring borrowers(like me) have a clear understanding of the costs associated with their loans.
Jackie W.
3 years ago
Transparent and reasonable APR rates set this loan company apart. They prioritize clarity in their terms, ensuring borrowers have a clear understanding of the costs associated with their loans.
Terrence R.
3 years ago
This company made getting cash for title loans near me a breeze. Their convenient location, friendly staff, and quick service were a lifesaver when I needed fast financial assistance. Highly recommend!
Trya Y.
3 years ago
Securing a title loan in Santa Maria turned out to be a breeze, all thanks to this loan provider. Their user-friendly online application made the entire process a walk in the park, and I was pleasantly surprised by how swiftly they granted me approval. Thank you so much!!
George J.
3 years ago
Getting a title loan in Santa Maria was easier than I thought thanks to this loan company. Their online application process was straightforward, and they approved me quickly.
Leona H.
3 years ago
This place lets you pawn your car and still drive it while paying back your loan over time. Very convenient service!
Goldie B.
3 years ago
If you have bad credit, check out this loan company! They went above and beyond to help me when others refused. I highly recommend their services! Thank you so much!!
Meredith H.
3 years ago
If you have poor credit, you need not look any further for the best loans! ?? This loan company was able to provide assistance when others were unwilling to do so. ? I highly recommend their outstanding service! ??
Ann H.
3 years ago
I conducted a search for car title loan companies near my location and located this lender. Their convenient proximity and reliable service made them the ideal choice.
Gloria R.
3 years ago
With bad credit, it's hard to find lenders willing to help. But this loan company offers bad credit title loans. They considered my situation and provided me with a loan that allowed me to address my financial needs.
Kimberly S.
3 years ago
I was in a tough financial situation and needed to get a loan quickly. I did some research and found Loan Company. They were great! They approved my auto loan quickly and I was able to get the money I needed. Choose them for your search for "loan companies near me".
Anne M.
3 years ago
I was in a tough spot and needed to find a lender who would approve me for a loan. This company specializes in personal loans and was able to help me out.
Celeste S.
4 years ago
I was searching for a loan company that offered title loans and came across this one that was near me. The customer service was great and they explained all the title loan requirements to me. I appreciated how they took the time to make sure I understood everything before I agreed to the loan.
Olivia T.
4 years ago
I was in a real tight spot and needed money fast. I went to this loan company and they provided me with a car title loan amount that was exactly what I needed. The process was easy and I was able to get the cash I needed within a few hours.
Greg P.
4 years ago
I received the loan on APR, which was very easy to process. The company was very professional, and the loan was received on time.
Brenda M.
4 years ago
When figuring out how much my car was worth, I relied heavily on Kelley Blue Book's services. Their services are invaluable to anyone who wants to know how much their car is worth.
Melanie H.
4 years ago
I was in need of a little extra cash after Christmas and two motorcycle title loans from Montana Capital Car Title Loans near me. The company allowed me to get cash in a few hours without any collateral. I was able to take care of my Christmas shopping and be stress free for the entire holiday season! Thanks to the agents!
Addie H.
5 years ago
I was very pleased with the service provided by our loan representative who explained the quick payday loans process in detail to me.
Terri F.
5 years ago
Fast, friendly, and helpful customer service. Highly recommended cash loans for bad credit, if you need an installment loan.??
Roro A.
7 years ago
Thank you so much you have been Awesome

3 Easy Steps to Get a Car Title Loan in Santa Maria

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in Santa Maria, CA

$5,017

Average Title Loan in California

$10,622

Average Vehicle Value

4,675

Loans Funded in 2025

47.2%

Average Loan-to-Value

Based on 4,675 title loans funded in 2025

Most Common Vehicles for Title Loans across California

Vehicle Make Avg. Year Avg. Mileage # of Loans
Toyota2015132,474 mi822
Honda2016116,212 mi521
Chevrolet2013123,687 mi492
Ford2014128,318 mi453
Nissan2017135,205 mi296

Recent Title Loans Funded in California

The table below shows actual title loans funded in California. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2019NissanNV 20063,000$6,341
2015NissanQuest107,000$5,015
2008HondaCR-V121,707$4,771
2015NissanRogue109,000$2,699
2017HyundaiSonata106,625$2,525
2016ChevroletSilverado 250023,000$4,515
2021ToyotaCorolla60,000$6,842

Frequently Asked Questions About Title Loans in Santa Maria, CA

Can I use my work truck for a title loan in Santa Maria?

Yes. We fund loans on work trucks as well as everyday vehicles, which can help when most of your value sits in the truck you use to earn a living. The thing to weigh is that the truck is both your collateral and your livelihood, so the payment needs to fit alongside what you make using it. You keep driving and working the truck while you repay. Send us the year, mileage, and condition online and we will tell you what it could support.

Can I get a title loan in Santa Maria if my income changes with the season?

Often yes. Income around here does not always arrive in even monthly amounts, and we take that into account. What we look for is a reliable pattern we can verify, whether that comes from seasonal work, variable hours, or self-employment. Bank statements showing regular deposits over time, pay records, or tax documents can all help show your ability to repay. Send what you have online and we will work with your real income picture.

Why do you ask for references when I apply in Santa Maria?

References are a standard part of the application, mainly so we have a way to reach you or confirm details if we cannot get hold of you directly. They are usually people who know you, like a family member, a friend, or a coworker. Your references are not co-signers and are not responsible for the loan. They take on no debt, and giving us their contact information does not affect their credit.

Shir Amram
Written byShir AmramMontana Capital editorial team

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