Title Loan Activity in the 94806 Area
11
Loans Funded
$4,707
Average Loan Amount
2014
Average Vehicle Year
Recent Loans Near 1401 Market Ave
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2015 | Nissan | Murano | 89,578 | $2,525 |
| 2014 | Ram | 1500 | 107,251 | $3,074 |
| 2018 | Toyota | Tacoma | 13,444 | $9,995 |
| 2015 | Volkswagen | Tiguan | 147,919 | $4,815 |
| 2010 | Mercedes-Benz | C Class | 137,610 | $2,525 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($7,505 avg), Isuzu ($2,525 avg), Ford ($7,515 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in San Pablo
In the 94806 area, title loans have ranged from $2,525 to $9,995, with an average of $4,707 across 11 loans funded. The largest recent loan was $9,995 for a 2018 Toyota Tacoma. Your amount depends on your vehicle’s value and ability to repay.
Yes. Vehicles with high mileage regularly qualify. Near 94806, a 2018 Toyota Tundra with 183,000 miles on it was approved for $5,015. The average mileage among borrowers in this area is 119,527 miles.
In California, title loan interest rates are regulated by the DFPI. The current cap for loans from $2,500 to $10,000 is 36% APR plus the Federal Funds Rate (~39.6% APR).
| Loan Amount | Term | Monthly Payment | Total Repaid |
| $,000 | 24 mo | ~77 | ~,252 |
| $,000 | 24 mo | ~95 | ~,087 |
| $,999 | 24 mo | ~90 | ~4,170 |
Examples shown at 36% APR. Actual APR, payments, and loan terms may vary.
No, there are no restrictions on how you spend your title loan funds. You can use them for any legal purpose. Borrowers in San Pablo commonly use them for rent, bills, car repairs, medical expenses, and other unexpected costs.
