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Home California San Luis Obispo

Title Loans in San Luis Obispo

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Locations in San Luis Obispo

3536 S. Higuera ste 230
San Luis Obispo, CA 93401
(805) 491-9217
View the Location page →

3 Easy Steps to Get a Car Title Loan in San Luis Obispo

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in San Luis Obispo, CA

$5,017

Average Title Loan in California

$10,622

Average Vehicle Value

4,675

Loans Funded in 2025

47.2%

Average Loan-to-Value

Based on 4,675 title loans funded in 2025

Most Common Vehicles for Title Loans across California

Vehicle Make Avg. Year Avg. Mileage # of Loans
Toyota2015132,474 mi822
Honda2016116,212 mi521
Chevrolet2013123,687 mi492
Ford2014128,318 mi453
Nissan2017135,205 mi296

Recent Title Loans Funded in California

The table below shows actual title loans funded in California. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2009ChevroletSuburban115,000$2,525
2021Mercedes-BenzGLE32,000$4,336
2016JeepGrand Cherokee155,000$7,015
2012Land RoverRange Rover Sport101,000$3,015
2018NissanRogue156,000$3,478
2016DodgeDurango95,000$2,525
2018GMCAcadia75,000$9,915

Frequently Asked Questions About Title Loans in San Luis Obispo, CA

I live elsewhere on the Central Coast, not in the city of San Luis Obispo. Do you still serve my area?

Yes. The county is spread out along the coast and up the 101, so we built the process to work from a distance. Our office is on South Higuera Street, and we regularly help people from across the area, including Paso Robles, Atascadero, Arroyo Grande, Pismo Beach, and Morro Bay. You do not need to drive in to apply. You can do the whole thing online and get pre-qualified, with any in-person vehicle check set by appointment.

Can I get a title loan on an RV in San Luis Obispo?

Yes. Along with cars and trucks, we fund RV title loans, which can make sense on the Central Coast, where a recreational vehicle is often a big part of what someone owns. We look at the RV’s value, age, and condition, a clear title in your name, and your ability to repay. Larger, well-kept RVs can support sizable loans. Send us the details and photos online and we will give you an idea of what yours could support.

What happens when I finish paying off my title loan in San Luis Obispo?

Once you make your final payment, the loan is closed and we release our lien on your vehicle. The title is then cleared back to you, with no remaining claim from us. We will walk you through how to update the title with the California DMV so the record shows the lien removed, and you will receive confirmation that the loan is paid in full. After that, the vehicle is fully yours again.

Shir Amram
Written byShir AmramMontana Capital editorial team

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