Title Loan Statistics in Ontario, CA
$4,166
Average Title Loan in Ontario
$8,707
Average Vehicle Value
11
Loans Funded in 2025
47.8%
Average Loan-to-Value
Based on 11 title loans funded in 2025
Most Common Vehicles for Title Loans in Ontario, CA
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Toyota | 2018 | 83,507 mi | 2 |
| Chevrolet | 2012 | 117,500 mi | 2 |
| Honda | 2015 | 120,000 mi | 1 |
| Hyundai | 2020 | 154,098 mi | 1 |
| Mercedes-Benz | 2014 | 140,000 mi | 1 |
Recent Title Loans Funded in Ontario, CA
The table below shows actual title loans funded in Ontario, CA. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2020 | Hyundai | Elantra | 154,098 | $3,215 |
| 2010 | Acura | RL | 100,000 | $2,525 |
| 2015 | Volkswagen | Passat | 79,000 | $4,015 |
| 2008 | Chevrolet | Tahoe | 120,000 | $3,529 |
| 2022 | Nissan | Frontier | 29,000 | $3,015 |
| 2016 | Chevrolet | Colorado | 115,000 | $6,677 |
| 2014 | Mercedes-Benz | C Class | 140,000 | $2,525 |
Frequently Asked Questions About Title Loans in Ontario, CA
Recent Ontario, CA title loans funded through Montana Capital have ranged from about $2,525 to $6,842, with a typical funded amount near $4,166. Your actual loan amount depends on your vehicle’s appraised value, mileage, condition, title status, and ability to repay the monthly payment.
As a general reference, Ontario borrowers have recently received around 48% of their vehicle’s appraised value. This is not a guaranteed loan-to-value ratio. A newer vehicle with lower mileage and a clear title may support more, while high mileage, mechanical issues, prior damage, or title issues can reduce the amount available.
Before signing, review the approved amount, APR, finance charge, payment schedule, total repayment cost, and late-payment terms. A title loan uses your vehicle as collateral, so the monthly payment should still fit after regular expenses.
A Chevrolet Colorado in Ontario may qualify for different amounts depending on the model year, mileage, trim, condition, title status, and current resale value. A newer or well-maintained Colorado may support more, while high mileage, accident history, mechanical issues, or title problems can reduce the amount available.
For context, a recent Ontario title loan on a 2016 Chevrolet Colorado with 115,000 miles funded at $6,677. This should not be treated as a quote for another Colorado, but it gives a useful example of how a specific vehicle can affect funding.
Before accepting an offer, ask for the approved amount, APR, payment schedule, total repayment cost, and late-payment or default terms in writing.
To apply for a title loan in Ontario, you will typically need identification, the vehicle’s title, personal details, references, and information that shows your ability to repay. The vehicle is also reviewed because it is used as collateral for the loan.
A clear title is important. If there is an unreleased lien, name mismatch, missing title, or incomplete documentation, approval or funding may be delayed. A credit check may be required, but approval is based primarily on ability to repay and an acceptable vehicle used as collateral.
Before signing, make sure the loan documents clearly show the amount borrowed, APR, payment schedule, total repayment cost, and what happens if required payments are not made.
Common vehicles used for title loans in Ontario include Toyota, Chevrolet, Honda, Hyundai, and Mercedes-Benz. Toyota and Chevrolet appear most often among recent Ontario title loan vehicles, but the make alone does not determine the amount you may qualify for.
Recent Ontario title loans include a 2020 Hyundai Elantra with 154,098 miles funded at $3,215, a 2015 Volkswagen Passat with 79,000 miles funded at $4,015, a 2008 Chevrolet Tahoe with 120,000 miles funded at $3,529, and a 2016 Chevrolet Colorado with 115,000 miles funded at $6,677. These examples show why year, mileage, condition, title status, and vehicle type all matter.
