Title Loan Activity in the 91945 Area
14
Loans Funded
$4,166
Average Loan Amount
2015
Average Vehicle Year
Recent Loans Near 2835 Lemon Grove Ave
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2012 | Kia | Optima | 130,000 | $2,525 |
| 2023 | Hyundai | Elantra | 41,900 | $9,815 |
| 2020 | KTM | RC 390 | 7,300 | $2,699 |
| 2015 | Ford | F150 | 70,000 | $4,925 |
| 2007 | Lincoln | Mark LT | 154,000 | $3,588 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($6,176 avg), Toyota ($3,412 avg), Chevrolet ($2,890 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Lemon Grove
In the 91945 area, title loans have ranged from $2,525 to $9,815, with an average of $4,166 across 14 loans funded. The largest recent loan was $9,815 for a 2023 Hyundai Elantra. Your amount depends on your vehicle’s value and ability to repay.
Yes. Vehicles with high mileage regularly qualify. Near 91945, a 2010 Toyota Prius with 180,215 miles on it was approved for $2,525. The average mileage among borrowers in this area is 97,601 miles.
In California, the APR on a title loan is capped at 36% plus the Federal Funds Rate – currently around 39.6% APR total – for loans between $2,500 and $10,000.
Loan Amount | Term | Monthly Payment | Total Repaid
,000 | 24 mo | ~77 | ~,252
,000 | 24 mo | ~95 | ~,087
,999 | 24 mo | ~90 | ~4,170
Actual APR, payments, and loan terms may vary. Loans over $10,000 are not subject to the same rate cap.
No, there is no limit on what you can spend your title loan funds on. Once the funds are in your account, you decide how to use them. Common uses include catching up on rent, covering medical bills, or handling emergency repairs.
