Title Loan Activity in the 90631 Area
27
Loans Funded
$4,439
Average Loan Amount
2015
Average Vehicle Year
Recent Loans Near 741 W Whittier Blvd Ste B
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2015 | Ford | Explorer | 112,000 | $2,525 |
| 2018 | Hyundai | Kona | 65,000 | $2,783 |
| 2015 | Honda | Civic | 144,500 | $5,015 |
| 2008 | Lexus | GS 350 | 154,000 | $3,319 |
| 2016 | Ram | 1500 | 161,300 | $4,015 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($4,397 avg), Ford ($4,051 avg), Honda ($4,135 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in La Habra
The smallest recent title loan near 90631 was $2,525 for a 2010 Toyota Highlander with 117,160 miles. Across 27 loans in this area, amounts start as low as $2,525. Your loan amount depends on your vehicle’s current market value.
Toyota is the most common vehicle among title loan borrowers in the 90631 area, with 6 loans funded. The average loan amount for a Toyota here is $4,397, with an average of 111,727 miles on the odometer.
No. Applying for a title loan usually does not require a traditional credit check. Approval is mainly based on your vehicle’s value and your ability to repay the loan. Credit history is not the primary factor in the decision.
Yes, you can apply without a paycheck. You still need to show some form of income to verify you can repay. Accepted alternatives include:
Social Security or disability letters
Pension or retirement statements
Bank statements showing regular deposits
Self-employment records or tax returns
