Title Loan Activity in the 90631 Area
27
Loans Funded
$4,439
Average Loan Amount
2015
Average Vehicle Year
Recent Loans Near 1560 E La Habra Blvd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2015 | Ford | Explorer | 112,000 | $2,525 |
| 2018 | Hyundai | Kona | 65,000 | $2,783 |
| 2015 | Honda | Civic | 144,500 | $5,015 |
| 2008 | Lexus | GS 350 | 154,000 | $3,319 |
| 2016 | Ram | 1500 | 161,300 | $4,015 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($4,397 avg), Ford ($4,051 avg), Honda ($4,135 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in La Habra
Yes. Vehicles with high mileage regularly qualify. Near 90631, a 2009 Toyota Tacoma Access Cab with 206,445 miles on it was approved for $3,015. The average mileage among borrowers in this area is 104,585 miles.
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 90631, a 2020 Chevrolet Silverado 1500 with 41,615 miles was approved for $5,015. Bring your truck or SUV title to get a free estimate.
A car title loan works by using your vehicle as collateral. Your car’s value is evaluated during the loan approval process. A lien is placed on the title, and you receive the funds. You keep driving your car while you make monthly payments. Once the loan is paid off, the lien is removed and your title is returned.
No, a low credit score will not automatically disqualify you in La Habra. Because the loan is secured by your vehicle, approval is based on what your car is worth and whether you have income to support repayments. Credit history is a minor factor.
