Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Fortuna
Does Montana Capital accept vehicles other than cars in Fortuna?
Yes, Montana Capital accepts vehicles other than standard cars in Fortuna. Eligible vehicle types include:
Trucks, vans, and SUVs
Motorcycles
RVs and motorhomes
ATVs
Commercial trucks (case by case)
What are some examples of monthly payments on a title loan in Fortuna?
In California, title loan interest rates are regulated by the DFPI. The current cap for loans from $2,500 to $10,000 is 36% APR plus the Federal Funds Rate (~39.6% APR).
Loan Amount | Term | Monthly Payment | Total Repaid
,000 | 24 mo | ~77 | ~,252
,000 | 24 mo | ~95 | ~,087
,999 | 24 mo | ~90 | ~4,170
Examples shown at 36% APR. Actual APR, payments, and loan terms may vary.