Title Loan Activity in the 95624 Area
10
Loans Funded
$4,892
Average Loan Amount
2016
Average Vehicle Year
Recent Loans Near 9291 Bendel Place Suite 150
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2019 | Honda | Fit | 19,400 | $7,500 |
| 2019 | Chevrolet | Malibu | 40,000 | $2,906 |
| 2016 | Honda | Civic | 200,000 | $2,525 |
| 2016 | Honda | Odyssey | 105,000 | $2,525 |
| 2021 | Ford | Transit C/C | 47,000 | $9,985 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Honda ($4,016 avg), Chevrolet ($3,211 avg), Ford ($6,564 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Elk Grove
Honda is the most common vehicle among title loan borrowers in the 95624 area, with 4 loans funded. The average loan amount for a Honda here is $4,016, with an average of 135,551 miles on the odometer.
Yes. The average vehicle year among borrowers in the 95624 area is 2016. A 2008 Toyota Highlander with 130,000 miles recently qualified for $5,395 near Elk Grove. Your vehicle’s condition and value matter more than its age.
No. Applying for a title loan usually does not require a traditional credit check. Approval is mainly based on your vehicle’s value and your ability to repay the loan. Credit history is not the primary factor in the decision.
Proof of income is required to verify repayment ability. The good news is that you do not need a pay stub or traditional employment. Many alternative income sources are accepted, such as:
Social Security benefit statements
Disability payment documentation
Pension or retirement income statements
Unemployment benefit statements
Self-employment records or recent tax returns
