Title Loan Activity in the 92234 Area
28
Loans Funded
$4,948
Average Loan Amount
2016
Average Vehicle Year
Recent Loans Near 32280 Date Palm Dr #C
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2025 | Kia | K4 | 20,066 | $5,015 |
| 2015 | Chevrolet | Commercial Vans | 140,000 | $8,915 |
| 2015 | Husqvarna | FE 501S | 3,000 | $3,515 |
| 2018 | Honda | Odyssey | 65,950 | $2,525 |
| 2015 | Kia | Optima | 92,000 | $5,725 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Hyundai ($5,295 avg), Honda ($4,922 avg), Toyota ($3,270 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Cathedral City
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 92234, a 2017 Ford F150 with 85,930 miles was approved for $9,915. Bring your truck or SUV title to get a free estimate.
In the 92234 area, title loans have ranged from $2,525 to $10,431, with an average of $4,948 across 28 loans funded. The largest recent loan was $10,431 for a 2023 Honda CR-V. Your amount depends on your vehicle’s value and ability to repay.
Yes, title loans are legal in California. They are regulated by the California Department of Financial Protection and Innovation (DFPI) under the California Finance Lenders Law. Rate caps, banned rollover loans, capped late fees, and licensing requirements are all part of California’s consumer protections.
A past bankruptcy does not automatically prevent you from getting a title loan in Cathedral City. Because title loans are secured by your vehicle rather than your credit history, approval is based on your car’s value and your current ability to repay. If your bankruptcy is discharged, you own a qualifying vehicle, and you have income, you may qualify.
