Title Loans in Calexico

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Home California Calexico

How much could I qualify for?

Get a free quote. It’s fast, secure, and simple.

Over 375,000+ People Helped Since 2007
Trusted & Accredited:

Locations in Calexico

502 Grant St.
Calexico, CA 92231
(760) 425-4590
View the Location page →

What Calexico Customers Say About Montana Capital

Great
4.2
Susan J.
8 months ago
Sara helped me a lot with my loan.
Gilbert A.
1 year ago
I was in financial trouble, but this company came to my rescue with easy loans without a credit check! The process went smoothly, and I received the money I needed quickly.
Helen H.
2 years ago
I was struggling to make ends meet until I discovered this fantastic loan company that provided personal installment loans. The application process was easy, and I quickly received the money I required! Thanks a ton for the quick loan assistance!
Jamila A.
2 years ago
I had a great experience with this loan service for their monthly installment loans, as the application process was simple and I received the funds quickly. The flexible repayment plan made it easy to manage my payments without any stress!
Stephanie A.
2 years ago
In an emergency, I opted to call this lender for a title loan estimate. Their competitive and honest offer made my decision simple, and I received the money I needed quickly.
Ronald L.
3 years ago
When I needed quick cash, I opted for a title loan quote from this loan firm. Their transparent and competitive quote made the decision easy, and I got the funds I needed promptly.
Caesar K.
3 years ago
The title loan quote that I received from this company was really what I was thinking of. Thanks to the one who showed me this loan when I was in need of money.
Loretta M.
3 years ago
Searching for low-interest rate car title loans led me to this loan company, and I couldn't be happier with my choice. The interest rates they offered were incredibly competitive, making the loan affordable and manageable. The loan officials were transparent and provided clear explanations about the terms and conditions.
Esperanza B.
3 years ago
I was in desperate need of a title loan, but I didn't know where to start. I searched online for the nearest title loan company and found this one just down the street from me. Their team was friendly and professional, and they walked me through every step of the process. I was approved quickly and got the funds I needed right away. So convenient and stress-free!
Charlene W.
3 years ago
I was in a tight spot financially and desperately needed money. Fortunately, I came across this lender that provides motorcycle title loans. They helped me through the entire procedure, and their personnel was helpful and competent. I had the cash I needed to pay my bills in a matter of hours. Excellent service; highly advised for motorcyclists in need!Really impressive!
Helen D.
3 years ago
I was pleasantly surprised to learn that I could borrow money against my car and still drive it with the loan company. Their flexible terms allowed me to access the funds I needed while keeping my vehicle.
Marie C.
3 years ago
This loan organization came through with its 24-hour title loan service when the time was of the essence. I received the funds I required within a day. Impressive!
A Google U.
3 years ago
When time was of the essence, this loan company came through with their 24-hour title loan service. I was able to get the cash I needed within a day. Impressive!
Joanne P.
3 years ago
I was pleasantly surprised by how easy it was to get a title loan online through this loan company. The process was straightforward, and I was able to exchange my vehicle's title for cash quickly.
Lincoln S. C.
3 years ago
The loan company's FAQ section helped me understand the process and requirements for getting a loan. I was able to get all the information I needed to make an informed decision about whether or not to apply for a loan.
Mateo H.
4 years ago
I needed funds quickly and availed the pawn shop title loans. The loan process was easy and I was able to get the funds within a day. Highly recommended.
Brandy T.
4 years ago
I was amazed at how quickly I was approved for a vehicle title loan with this company. I was able to get the money I needed to get my car repaired in no time. The process was easy and the customer service was great. I would definitely recommend this company to anyone in need of a loan.
Teri C.
4 years ago
Montana Capital is among the most reliable car title loans lender near me. I’ve got the opportunity to work with them quite a few times and m,y experience was satisfactory.
Cindy M.
4 years ago
If you're looking for a loan but have a salvage title, this is the place to go! They were very helpful and got me the money I needed fast.
Peter L.
4 years ago
I got my loan in just 24 hours! The entire process was simple and straightforward. I would definitely recommend this company to anyone in need of quick cash.
Ray C.
7 years ago

3 Easy Steps to Get a Car Title Loan in Calexico

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in Calexico, CA

$3,714

Average Title Loan in Calexico

$13,146

Average Vehicle Value

7

Loans Funded in 2025

28.3%

Average Loan-to-Value

Based on 7 title loans funded in 2025

Most Common Vehicles for Title Loans in Calexico, CA

Vehicle Make Avg. Year Avg. Mileage # of Loans
Ford2015104,083 mi3
Hyundai202155,600 mi1
INFINITI201970,000 mi1
Jeep2016110,000 mi1
Toyota202252,186 mi1

Recent Title Loans Funded in Calexico, CA

The table below shows actual title loans funded in Calexico, CA. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2014FordExplorer125,000$4,015
2020FordMustang90,249$2,694
2021HyundaiKona55,600$2,525
2019INFINITIQX6070,000$3,115
2022ToyotaCamry52,186$3,042
2016JeepPatriot110,000$4,581
2011FordCommercial Vans97,000$6,029

Frequently Asked Questions About Title Loans in Calexico, CA

¿Puedo aplicar para un préstamo con título en español en Calexico?

Sí. Calexico es una ciudad fronteriza con una de las concentraciones hispanas más altas de California (aproximadamente 97%), y ofrecemos servicio en español tanto en nuestra oficina de Calexico (502 Grant St) como en nuestro sitio web (montanacapital.com/es).

Bajo el Código Civil de California §1632, si la negociación del préstamo se conduce principalmente en español, usted tiene derecho legal a recibir una copia traducida del contrato antes de firmar. Pídalo explícitamente – es su derecho bajo la ley de California. Antes de firmar, le explicaremos las divulgaciones requeridas por el DFPI línea por línea: la cantidad financiada, la APR, el cargo financiero total, el pago mensual, el total de pagos, y qué pasa si se atrasa. California Rural Legal Assistance ofrece orientación gratuita en español sobre derechos del consumidor a residentes del Valle Imperial.

What if I cross the border for work daily – does my US-titled vehicle qualify if it’s mostly driven in Mexico?

A California-titled vehicle in your name qualifies regardless of where you drive it day-to-day, but there are practical complications worth knowing.

First, your auto insurance: most US auto policies don’t cover incidents in Mexico beyond a short distance from the border, and we typically require comprehensive coverage in force during the loan term. Confirm that your Mexican auto insurance (or US policy with Mexico coverage rider) satisfies our insurance requirement.

Second, recovery in the event of default is complicated when the vehicle is regularly in Mexico – our recovery options are limited to within the US, which may affect our willingness to lend or the loan-to-value we’ll offer. Please be transparent about your driving pattern during the application.

If I have an ITIN instead of a Social Security Number, can I apply in Calexico?

We accept ITIN-holders as title loan applicants under most circumstances, though policies can vary. The core requirements remain the same: a California-titled vehicle in your name, government-issued photo ID (California driver’s license, state ID, passport, or matrícula consular depending on our current policy), proof of California residence, and documented ability to repay.

Federal Customer Identification Program rules require us to verify customer identity. Ask our Calexico office directly about our current ITIN policy and what ID documents we accept before completing an application – this question gets a faster, more accurate answer in person or by phone than online.

Where can I check whether Montana Capital is licensed to make title loans in California?

We’re licensed by the California Department of Financial Protection and Innovation (DFPI) under the California Financing Law. You can verify our license at dfpi.ca.gov by searching the CFL licensee database. The site also lists complaints filed against licensees and any enforcement actions.

Before signing a title loan agreement with anyone – in Calexico or anywhere in California – confirming the lender’s active CFL license is a simple step that takes about two minutes and protects you from unlicensed operators. If you have a complaint about a California title loan during or after the loan, the DFPI consumer services office at (866) 275-2677 is the right escalation channel.

Shir Amram
Written byShir AmramMontana Capital editorial team

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