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Title loans in Bradenton

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Saturday:
Sunday:

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10am - 4pm
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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Bradenton

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Sullivan Designs Audio

1721 9th St W

Bradenton

34205 Florida

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Bradenton

Have your debts piled up without you noticing? Is your phone ringing constantly with reminders to pay?

Do you need to find a way to earn some QUICK cash to deal with personal financial emergencies?

One of the most feasible solutions to your money dilemma is to get a car title loan in Bradenton, FL! If you’re confused about the requirements, keep reading to learn more about auto title loans.

Auto Title Loans: It’s a Match!

These are the factors on how lending companies look into their applicants and decide whether to accept or reject them for their services!

1- Applicant Profile

While it’s often difficult to determine if you’re a match for certain people, it’s easier to determine if you’re ELIGIBLE to get a car title loan in Bradenton, FL!

Here’s a handy checklist to see if you’re eligible for an auto title loan:

  • Residency: You have to be a resident of Bradenton, FL. to get a car title loan
  • Credit History: While some lenders won’t focus too much on this factor, it can help ensure your credibility. If you don’t have a credit history, you can purchase a credit card or get a small loan.
  • Repayment Plans: Ensure that you have a good repayment plan to lessen any title loan penalties
  • Car Title: It’s important to have a car title from Bradenton, FL

2- Vehicle Profile

Now that you’re done checking your eligibility for auto title loans in Bradenton, Florida, the next thing you have to check is your vehicle’s eligibility.

Look over this checklist to determine if your vehicle can help you get online title loans!

  • No Lien: If your car has a lien title, it makes it easier for title loan creditors to repossess your car if you miss repayment deadlines.
  • Good Equity Value: Negative equity occurs when your car loan is bigger than your vehicle’s value. As soon as you pay back your auto title loan, you won’t end up stuck with negative equity!
  • Stability: Having a car in good shape (i.e., relatively stable) will earn you some points!
  • Low Mileage: Most title loan lenders prefer cars with low mileage, but there are also a select few that don’t mind cars with high mileage; nonetheless, it’s better to stay on the SAFE side!
  • Overall Condition: If your car is in good working condition, this increases the value of your car AND your chances of getting an auto title loan

How to Apply for Car Title Loans in Bradenton FL

Step  1: Getting to Know You

Your first step towards getting some fast cash is to apply online and answer the online application form. If your internet isn’t that reliable, you could also try doing it OVER THE PHONE.

Some of these details may be present in the title loan form:

  • Personal information (i.e., name, contact information, etc.)
  • Vehicle model (must be in good condition)
  • Financial statement/s

Once your application has been pre-approved, you can start focusing on preparing the necessary title loan documents.

Step 2: Submit the Required Documents

The next step in the title loan process is to submit important documents. These may include:

  • One (1) government-issued ID
  • The car’s title (issued under your name)
  • Any proof of residency (i.e., utility bills)
  • Any proof of income (i.e., financial statements like bank statements or invoices)
  • Personal references (from people that aren’t related to you)
  • Pictures of your car from different angles (may include the VIN and odometer reading)
  • Insurance

You can send these documents through your preferred method:

  • Email
  • Fax
  • Mobile Device/Laptop

Take note that you have to WAIT for your title loan lender’s approval of the submitted documents before you move on to the next step.

Step 3: Read Between the Lines

Once your lender APPROVES, you should get a copy of the proposed loan agreement shortly. While it’s tempting to celebrate as early as now, make sure to thoroughly check details such as:

  • Auto title loan amount
  • Payment terms
  • The existence of a prepayment penalty
  • Any hidden fees
  • Repayment dates/deadlines

Once you’re SATISFIED with the title loan agreement, you can now move on to the last step!

Step 4: Cloudy With a Chance of Cash

The most exciting part of the whole loan process is the last step. You finally get to receive your cash loan!

You can often receive a loan in one (1) business day, but this may change depending on external factors.

In addition to this, your lender may choose any of the following methods to send the loan to you:

  • To your bank account
  • Through a check
  • Through an electronic bill

Keep your repayment plan in mind once you’ve received your loan proceeds. This will help you spend the loan amount responsibly and will help you get your vehicle title back soon!

Fast Facts

While getting a car title loan is fast and efficient, multiple challenges can POP up along the way.

Here are some important details you have to take note of before proceeding with your title loan journey:

1- How to Choose a Lending Institution in Bradenton, FL

When looking for lenders for title loans, it can be challenging to know what factors to consider. Make sure to do thorough research on the following points:

  • Competitive rates: Do they give high payments or low payments?
  • High-interest rates: Are their interest rates higher compared to other lenders?
  • Loan terms or requirements: How feasible are the loan terms?

These factors will easily help you determine how different title loans compare to each other, and you’ll eventually pick the best option.

2- Short Term vs. Long Term

If you’re confused about whether to pursue a short term loan or a long term loan, make sure to analyze various factors such as

  • Interest rates
  • Rate of monthly payments
  • Loan terms
  • Payment rates

If you plan to use the auto title loan as a temporary plan to get back on your feet, following a short-term financing plan would be the best option!

3- Bad Credit Score

Do you have bad credit or poor credit?

You’re in luck! Many lender-based institutions in Bradenton are still willing to give loans to those with a low credit score.

  • There are even some that don’t require you to undergo a credit check at all!

Just keep in mind that if a lender doesn’t ask to view your credit score, you’ll need to have various documents on hand for verification purposes. These may include:

  • Government ID
  • Monthly income (or other financial statements)
  • Car title details

4- Pink Slip Loan

Did you know that pink is often the color of vehicle titles? This is the main reason why car title loans are often known as pink slip loans.

It’s also interesting to note that other countries have blue or green vehicle titles!

Benefits of Car Title Loans (Bradenton, Florida)

After learning more about the different types of title loans and their functions, it’s time to cover another important question: What can you get out of this?

If you want to learn more about the best benefits that title loans can offer you, don’t go anywhere and keep reading!

1- Quick Processing Rate

Compared to traditional bank loans, auto collateral loans DON’T often require credit checks. The required documents for title loans are fewer as well.

If you’re the type of person who has a lot of things planned in a regular business day, availing of a vehicle title loan is the best choice for you!

2- Lower Interest Rates

Borrowing money is already a risk, so looking for loans that have low rates is your BEST bet. This is where car title loans come in.

Various types of loans often have competitive rates and strict repayment terms. Compared to loans like unsecured loans, you’ll be glad to know that car title loans have lower interest rates.

3- No Credit Checks

Lenders will often do a background credit check for most title loans before determining your loan application status.

One of the good things about car title loans is that you DON’T need to go through credit checks because your lender will verify your credibility through the title loan documents.

However, it’s still better to have a good credit score so that you don’t have to go through the challenges that come with having a bad credit score!

  • Having a good credit score would also help you have an easier time when availing of title loans

4- Flexible Payment Deadlines

Are you worried about life throwing you another curveball? Dreading unforeseen circumstances that would end up delaying your loan payment?

While you’re pursuing auto title loans, your car will end up as collateral. This means that most lenders would be willing to adjust repayment deadlines if needed.

Although it’s important not to depend on the lenders’ generosity.

  • The faster you pay off your loan, the sooner you get to have your car title back!

Branching Paths: Alternatives to Auto Title Loans

While auto title loans are popular options for most people, other types of loans may also suit your needs.

If you’re still curious about the different types of loans you can use to get money in Bradenton, FL, read on to know more!

1- Bank Loans

Overview

There’s a significantly high chance that you’ve been to a bank at least once in your life. When you visited, you might have done the following:

  • Opened an account for your child
  • Deposited money to avoid spending on the latest sale
  • Withdrew money to buy your best friend a gift

But did you know that you can also get a bank loan?

Process

This is the application process for title loans! Follow this process for a smoother experience! All you have to do is to fill Out the Personal Loan Application.

There are 4 main methods of doing this:

  • Online
  • Offline
  • Email/phone
  • ATM
1- Online Process

If you prefer to apply online, the steps are as follows:

  • Look for a financial lender
  • Visit their website
  • Navigate to the ‘loan section’ of their website, and select ‘personal loans’
  • Look for the ‘Apply now’ option and click on it
  • Find a copy of the personal application form for loans and fill it up with important details (i.e., name, contact details, bank details) and send it to the bank
  • The bank will assess your eligibility for the personal loan and will ask you to submit KYC documents and income documents
  • If the bank deems you eligible, the loan will be disbursed to your bank
2- Facing Reality

If you prefer to do things face to face, the steps are as follows:

  • Look for a financial lender
  • Visit their branch (make sure to follow the necessary sanitization policies)
  • Get a copy of the personal application form for loans and fill it up with important details (i.e., name, contact details, bank details)
  • Give important documents that can verify your identity, your address, and your income
  • The lender will look over the documents to verify them and will check if you’re eligible for a loan
  • If they deem you to be eligible, the loan will be disbursed to your bank
3- Email/Phone

If you’re the type of person who prefers convenience, you might be interested in simply using your email/phone to contact the bank and state your interest in a personal loan.

The bank will take some time to determine your eligibility for a loan. Wait for them to contact you regarding the next steps of the process.

4- OTW to My ATM

Did you know you can use ATMs to avail yourself of a personal loan? Once you submit a request for a loan, wait for the bank to contact you with the next steps.

Advantages

  • Multiple methods for requesting a personal loan are available
  • The process is relatively straightforward

Disadvantages

  • There’s a low chance of getting a loan if you have a high debt-to-income ratio
  • May require credit checks
  • May involve a long process

2- Payday Loans

Overview

Paydays are often celebrated because of the satisfaction of working hard and earning money.

Payday loans are a different matter. A payday loan allows you to borrow money for a short amount of time and is one of the more expensive types of loans. [R]

Process

This is the process for applying for a loan on payday!

1- Step Right up and Sign Here

Depending on your preference, you can get a registration form at a payday lending office or online. Make sure to prepare documents such as:

  • Government ID
  • Paystub
  • Bank account number

Make sure to determine the specific amount of money you need for a loan. Note that a loan can often vary from $50-$1,000, depending on state laws.

Take note of the rates, as some lenders charge a $15-$20 interest per every $100 that you borrow.

  • They use an annual percentage rate basis (APR) to calculate this
  • APR is also used for credit cards or mortgages
2- Receive Cash

Once your request for a payday loan is approved, you can receive the money immediately or through your bank after a few days (ex: one or two days) has passed.

3- Running Against the Clock

This is where things get a little sticky, time-wise. Lenders often require full loan payment to be done on your next payday, which usually occurs in 2 weeks.

You can do any of the following methods to pay back your loan:

  • Post-date a personal check so that you can pay when you receive your next paycheck
  • Give your permission for the lender to automatically withdraw money from your bank, credit union, or prepaid card account

Advantages

  • Some lenders won’t require you to have a bank account to avail of a payday loan; your prepaid card may be enough
  • Some lenders don’t conduct a full credit check
  • Fixed interest rate
  • You don’t have to offer collateral for the loan (i.e., vehicle title)

Disadvantages

  • Rates can be expensive
  • Additional fees will be involved if you can’t repay the loan
  • Some of the loan terms may be strict
  • Can trap loan borrowers in a debt cycle

3- Business Loans

Overview

Are you the proud owner of a start-up or a small company? Do you need a loan to help secure your business?

There are several steps involved in availing of a business loan, but we made sure to break it down for you [R]:

1- Make a List and Check It Twice

You need to be prepared for lenders to ask for your reason behind pursuing a business loan. Before you answer, make sure to conduct thorough research on the following loan types:

  • SBA Loans: These are also known as traditional term loans and often include high borrowing maximums.
  • Startup Financing: This involves business credit cards. You’d need a steady cash flow, so if your company is just starting, you might not be able to avail of this.
  • Business Line of Credit: Want to find easier ways of managing daily expenses? This is the best option since it can help you cover expenses such as unexpected repairs
2- Determining Eligibility

Some other factors that you need to take into consideration are the following:

  • Credit Score: Use credit bureaus or finance websites to determine your credit. Since most banks prefer to lend money to people with credit scores above 680, you need to have high credit.
  • Timeline: If you’ve been in business for at least 1 year, you qualify for the majority of small-business loans. If you’ve been in business for at least 2 years, you qualify for most banks.
  • Revenue: Lenders often require a minimum avenue revenue (i.e. $50,000-$250,000). Consider a short-term business loan or an SBA microloan if you don’t earn a lot.
3- Within Range

Come up with a repayment plan by looking at your business’s cash flow. Estimate how much you can pay each month.

  • Come up with an estimation for daily repayments, just in case.
4- Whether to Collateralize or Not: That Is the Question

If you want to pursue a secured loan, you’d have to provide business collateral (i.e., equipment). While this can be a risky venture, this might get you a lower interest rate and a higher loan amount.

If you want to pursue an unsecured loan, you might have to submit a personal guarantee to your lender.

  • This means that you’d be paying the loan out of your pocket in case your business can’t
  • This may also mean that your lender can get your house or car if you can’t pay back your loan
5- Compare and Contrast

Did you know that there are 3 main business-loan sources?

  • Online lenders: Avail of this option if you don’t have collateral, need money ASAP and haven’t spent a lot of time in the business
  • Banks: Avail of this option if you have good credit, can wait for cash, and if you’ve been in business for at least 2 years
  • Nonprofit microlenders: Avail of this option if your business is new and you have bad credit
6- Prepare Documents

Most lenders may require you to submit the following documents:

  • Tax returns (personal and business)
  • Bank statements (personal and business)
  • Financial statements (business)
  • Legal documents (business)
  • Business plan
7- Time to Apply

After considering all of the factors mentioned above, you’re finally ready to apply! Don’t forget to look at the loan conditions and APRs of your options so that you can decide on your most preferred option. 

Advantages

  • Helps your business stay afloat
  • Often involves a relatively fast process (depending on which institute/source you choose to get a loan from)
  • Can get more money if you put up collateral

Disadvantages

  • Start-ups are at a disadvantage when applying for a loan
  • Requires minimum annual revenue
  • Your credit might get affected

You’ve Arrived at Your Destination

After learning more about the different types of loans, you might end up deciding that you’d prefer to get a title loan.

Indeed, getting car title loans in Bradenton, Florida, is a surefire way to get cash FAST.

However, there are definite risks involved when it comes to title loans. Having your car title as collateral means, you can lose your vehicle permanently if you miss too many payment deadlines.

Be careful with your loan amount and avoid any opportunities for drastic spending. As long as you make good credit decisions, you’ll comfortably cruise around Bradenton, FL, again in no time.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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