Title Loan Activity in the 93304 Area
17
Loans Funded
$3,292
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 308 H Street
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2007 | Toyota | Avalon | 143,000 | $2,525 |
| 2009 | Mercedes-Benz | C Class | 12,500 | $2,525 |
| 2018 | Honda | Accord | 12,000 | $2,525 |
| 2017 | Honda | Accord | 165,354 | $2,700 |
| 2009 | Toyota | Yaris | 186,000 | $4,315 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($3,738 avg), Honda ($2,592 avg), Chevrolet ($3,771 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Bakersfield
The smallest recent title loan near 93304 was $2,525 for a 2012 Toyota Camry with 115,000 miles. Across 17 loans in this area, amounts start as low as $2,525. Your loan amount depends on your vehicle’s current market value.
Toyota is the most common vehicle among title loan borrowers in the 93304 area, with 4 loans funded. The average loan amount for a Toyota here is $3,738, with an average of 142,500 miles on the odometer.
Yes, you keep your car throughout the loan. The title is used as collateral, not the vehicle itself. You continue driving as normal until the loan is fully repaid and the lien is released.
Having an existing auto loan does not automatically disqualify you in Bakersfield. If your car’s market value is considerably higher than your remaining balance, there may be enough equity to qualify. For example, if your car is worth $15,000 and you owe $,000, that gap may be sufficient. Get a free estimate to find out.
