GetCash? Here’s the Real Deal in 60 Seconds!
GetCash is an online loan marketplace that links borrowers with lenders offering payday, installment, and personal loans.
The process is fast and fully online—borrowers complete one form and may be matched with lenders within minutes. While GetCash itself does not issue loans, it serves as a lead-generation platform connecting subprime borrowers to short-term credit options.
Read Full ReviewGetCash Details Review
Details
| Details | Category |
| Min Credit Score | No minimum credit score (All credit types accepted) |
| Loan Amount | $250-$10k |
| Loan Types | Personal loans |
| Online Experience | Yes |
| Funding Time | Same day or next business day |
| Lender Type | Online loan marketplace |
| APR (Fixed Rate) | 5.99%-35.99% |
| Availability | This service is not available in all states, states available not specified |
| Soft Credit Pull | Yes GetCash's initial match is generally soft-pull; lenders may initiate hard inquiries during formal applications |
| Repayment Flexibility | Monthly or bi weekly depending on lender |
Pros & Cons
Pros
- Fast and simple
- Accepts all credit types
- Same day funding available
- Compare multiple loan offers
Cons
- Not a direct lender
- Potentially high APRs
- Not BBB accredited
- Not available in all 50 states
- Limited online presence
Contact Info
- support@getcash.com
- Customer Acquisition LLC, Springates Building, Lower Government Road, Charlestown, Saint Kitts and Nevis
- Platform available Mon-Sun 24/7
- No
Features
- Serves bad credit borrowers
- Free to use
- Matching with lender within minutes
- Easy to use
How To Qualify
To qualify for a loan with GetCash, borrowers must meet basic eligibility requirements:
- Be employed at your current job for at least 90 days
- Be a U.S. citizen or permanent resident and at least 18 years old
- Earn at least $1k per month after taxes
- Have an active checking account in your name
- Provide a valid email address
Meeting the basic requirements allows you to apply through GetCash.com, but approval and final loan terms are determined by the individual lender you are matched with. GetCash.com itself does not make lending decisions or guarantee funding.
What makes this review trustworthy
"We do not receive compensation from the companies featured on this site, so our reviews are written independently and are not influenced by placement or ranking. ""GetCash"" is not connected to or endorsed by MontanaCapital™. All product names, company names, and logos are the property of their respective owners. Their mention here does not imply any partnership, sponsorship, or endorsement between us and MontanaCapital™ or vice versa. We make every effort to provide accurate and up-to-date information, but details can change. Always verify the latest terms, rates, and product details directly with the provider before making any financial decisions."
How To Apply
Applying with GetCash is quick and fully online. The form takes only a few minutes, and once submitted, you may see loan matches almost instantly. Here’s how the process works:
Complete Online Application
Fill out the secure form with your personal, financial, and contact details.
Application Review
GetCash shares your information with its partner lenders. Some may ask for proof of income, employment details, or identity verification.
Review Loan Terms
You may receive multiple loan offers. Compare APRs, fees, and repayment schedules carefully before moving forward.
Accept And Receive Funds
If you choose an offer, you’ll review and sign the agreement directly with the lender. Funds are often deposited into your bank account as soon as the same day or next business day.
Follow Repayment Schedule
Repay the loan according to the lender’s terms, usually monthly or bi-weekly. Always confirm dates, amounts, and late payment penalties before finalizing.
Details You’ll Need To Provide In Your Initial Application
- First and last name
- Date of birth
- Social Security number (SSN)
- Driver’s license number
- Email address
- Phone number
- Current address and housing status (own/rent)
- Employer name
- Income type and monthly income amount
- Pay frequency (weekly, bi-weekly, monthly)
- Next expected payday
- Direct deposit or paper check selection
- Bank account details (account and routing numbers)
Is GetCash Legit And Can It Be Trusted?
Yes, GetCash is a real loan marketplace that connects borrowers with a network of short-term and personal loan lenders. The platform has contact info under Customer Acquisition LLC, with an address registered offshore in Saint Kitts and Nevis.
While it does provide a genuine matching service, borrowers should be cautious. Your personal information is shared with multiple lenders, which can lead to follow-up calls and emails. Loan terms aren’t clear until after you apply, since each lender sets its own rates, fees, and conditions.
Why GetCash Might Not Be Your Best Option
GetCash can be convenient, but there are important downsides that may outweigh the speed and ease of applying.
Limited Customer Support
GetCash does not appear to offer strong customer support options. Contact information is minimal, and many borrowers report difficulty reaching representatives for help with questions.
Data Sharing
Your personal details may be shared with multiple lenders and marketing partners, leading to frequent calls and emails.
Limited Control
Since GetCash is not a direct lender, it cannot guarantee approval or influence loan terms.
How To Qualify For GetCash
To apply through GetCash, you generally need to:
- Be at least 18 years old and a U.S. citizen or permanent resident
- Have a steady income of around $1,000 per month (after taxes)
- Be employed at your current job for at least 90 days
- Maintain an active checking account in your name
- Provide valid contact details (phone,work and email)
Meeting the basic requirements allows you to apply, but final approval, loan terms, and funding times are determined entirely by the individual lender, not by GetCash.
Process & Time Frame
The application usually takes less than 5 minutes to complete. Once you hit submit, GetCash immediately begins searching its network for a lender willing to work with you. In many cases, you’ll see a response within minutes.
Some lenders may ask for proof of income, identity verification, or banking details before final approval. GetCash claims that if approved, “funds could be sent within 15 minutes”, though the exact time depends on your bank’s policies.
More commonly, funding is completed within the same day or next business day. For most borrowers, money is available by the next business day, but timing varies by lender and account type.
How Will The Loan Process Work?
Apply Online
Submit your application with personal and financial details.
Get Matched
Your information is sent to GetCash’s network of lenders.
Confirm & Sign
Review offers, complete any extra verification steps, and sign the loan agreement.
Receive Your Funds
Approved funds are deposited into your bank account, sometimes as soon as the next business day.
Who It’s Best For
GetCash is best for borrowers with poor or bad credit who want quick access to personal loans or short-term loan options.
It works for those who need emergency cash but should be approached with caution due to limited transparency and potentially high costs from lenders in its network.
Alternatives To Consider
GetCash may be convenient for quick access to lenders, but the lack of transparency and limited customer support can make it a risky choice.
Borrowers who qualify for other financing should explore safer, more affordable options with clearer terms. Looking beyond GetCash can help you find loans with lower costs, better repayment flexibility, and stronger consumer protections.
4.5
Credible Reviews
$1k-$250k
6.49%-35.99%
12-120 months
Good For: Personal Loans, Student Loans, Mortage Loans
2.7
CashUSA Reviews
$500-$10k
Not disclosed on wesbite but based on research 5.99% – 35.99%
Good For: Personal Loans with Limited Credit Options
2
Lending for Bad Credit Reviews
$100-$40k
Up to 35.99%
3-180 Months
Good for: Personal Loan or Cash Advance
FAQs
How To Get $2,000 Fast With Bad Credit?
You can submit a loan request on GetCash by filling out their short online form. If matched with a lender, you may be able to borrow between $500-$10,00, even with bad credit.
Loan approval and terms depend on the individual lender. Funds could arrive as soon as the next business day if approved.
What Credit Score Do You Need for GetCash?
GetCash does not set a minimum credit score requirement. Instead, it shares your application with lenders who review your income, employment, and banking history. Some lenders may accept applicants with poor or limited credit.
How Can I Borrow Money Instantly From GetCash?
GetCash itself doesn’t issue loans. Once you complete the form, you’ll be matched with potential lenders. While the site mentions funds could be available as quickly as 15 minutes after approval.
In most cases you should expect the money within 24–48 hours, depending on your lender and bank.
GetCash Reddit Review Summary
We couldn’t find credible, first-hand Reddit discussions about GetCash; feedback appears limited or nonexistent.
According to research as of Sept 19, 2025
GetCash Reddit Review Summary
We couldn’t find credible, first-hand Reddit discussions about GetCash; feedback appears limited or nonexistent.
According to research as of Sept 19, 2025
GetCash BBB Reviews And Complaints
| Category | Details |
| BBB Accredited | No |
| BBB Ratings | Not Rated |
| BBB Customer Reviews | No Reviews |
GetCash does not have a dedicated BBB profile under its name. This limits transparency, as borrowers can’t easily see customer feedback or complaint resolution history.
Customer reviews verified: Sept 19, 2025
GetCash Bottom Line: Finding The Right Personal Loan
GetCash offers a fast way to connect with personal loan and short-term lenders through a single application. It can help borrowers with bad credit who need quick access to cash.
However, limited customer service, data-sharing concerns, and lack of transparency make it less appealing compared to more established marketplaces. If you qualify elsewhere, you’ll likely find clearer terms and lower costs with other lenders.
GetCash Summary Of Brand Disclaimer
GetCash is not a direct lender. It collects your information and connects you with third-party lenders or financial service providers. Loan terms, APRs, and fees are set by the lender, not by GetCash.
Some lenders may offer fast funding, even within minutes, but timing depends on the lender and your bank. Tribal lenders may also be part of the network, which can mean higher costs and dispute resolution under tribal law instead of state law.
GetCash does not control the loan offers you receive, always review agreements carefully and only accept terms you can afford. Late or missed payments may result in extra fees and damage to your credit. The service is not available in all states.
