Title Loans in San Francisco

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Home California San Francisco

How much could I qualify for?

Get a free quote. It’s fast, secure, and simple.

Over 375,000+ People Helped Since 2007
Trusted & Accredited:

Locations in San Francisco

3865 Irving St
San Francisco, CA 94122
(415) 355-4770
View the Location page →

What You Need to Apply

  • Car title in your name, lien-free or nearly paid off
  • Government-issued photo ID, age 18+
  • Proof of income
  • Interior and exterior car photos
  • Car insurance, when required

Title Loan Statistics in San Francisco, CA

$6,451

Average Title Loan in San Francisco

$17,535

Average Vehicle Value

13

Loans Funded Since 2025

36.8%

Average Loan-to-Value

Based on 13 title loans funded since January 2025

Most Common Vehicles for Title Loans in San Francisco, CA

Vehicle Make Avg. Year Avg. Mileage # of Loans
Lexus201981,247 mi3
Toyota201940,500 mi3
Subaru2017137,500 mi2
Audi201860,000 mi1
BMW2014120,000 mi1

Recent Title Loans Funded in San Francisco, CA

The table below shows actual title loans funded in San Francisco, CA. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2016ScioniM97,856$2,715
2024ToyotaRAV427,700$8,015
2016HondaAccord90,000$3,207
2016SubaruWRX157,000$4,015
2013ToyotaSienna63,800$9,115
2018AudiS560,000$2,817
2024LexusRX-Series19,000$9,515

Frequently Asked Questions About Title Loans in San Francisco, CA

Can I get a title loan on an electric vehicle in San Francisco?

Yes. We appraise EVs and hybrids much like any other car, and they are common in the city, so they come up often. The main differences we look at are battery health and remaining range, since those affect resale value, along with the year, mileage, and condition. A well-kept EV with a healthy battery can appraise strongly. Send us the details and photos online and we will give you an idea of what it could support.

Do I have to come into your San Francisco office to get a loan? 

No. You can handle almost everything online or by phone, which is a lot easier than finding parking and driving across the city. You apply online, get pre-qualified for a fast, free quote, and send documents and photos electronically.

If your vehicle needs an in-person look, we set that up by appointment at a time that works for you, though many reviews can be done online with photos instead. Funds can then go to your bank account, your debit card, or a MoneyGram pickup near you.

Can I get a title loan in San Francisco if I am still paying off my car?

Possibly, depending on how much you still owe. If your car has built up equity, meaning it is worth more than your remaining balance, that equity may be enough to support a title loan. Because another lender holds a lien, there are extra steps, and in some cases the existing balance is handled as part of the new loan. Send us your vehicle details and roughly what you still owe, and we will tell you online whether the equity works.

Shir Amram
Written byShir AmramMontana Capital editorial team

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