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Home California Sacramento

Title Loans in Sacramento

How much could I qualify for?

Get a free quote. It’s fast, secure, and simple.

Over 375,000+ People Helped Since 2007
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Locations in Sacramento

4631 Auburn Blvd
Sacramento, California 95841
(916) 584-9558
View the Location page →
2617 La Mesa Way Suite 2621
Sacramento, CA 95825
(916) 297-6095
View the Location page →
5127 Franklin Blvd #3
Sacramento, CA 95820
(916) 246-2463
View the Location page →

3 Easy Steps to Get a Car Title Loan in Sacramento

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in Sacramento, CA

$4,520

Average Title Loan in Sacramento

$9,459

Average Vehicle Value

53

Loans Funded in 2025

47.8%

Average Loan-to-Value

Based on 53 title loans funded in 2025

Most Common Vehicles for Title Loans in Sacramento, CA

Vehicle Make Avg. Year Avg. Mileage # of Loans
Toyota2015153,067 mi8
Ford2009107,529 mi7
Honda2016135,233 mi6
Nissan2019105,200 mi5
Chevrolet2001150,855 mi4

Recent Title Loans Funded in Sacramento, CA

The table below shows actual title loans funded in Sacramento, CA. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2009Chrysler30098,000$3,996
2014Mercedes-BenzCLS Class125,000$3,015
2012VolkswagenJetta135,000$3,515
2019KiaSoul110,260$2,525
2013ScionFR-S135,000$2,525
2014FordFusion130,000$3,710
2019JeepCherokee97,000$6,659

Frequently Asked Questions About Title Loans in Sacramento, CA

Do you serve the wider Sacramento area, or only the city?

Both. We have three Sacramento offices, on Auburn Boulevard, La Mesa Way, and Franklin Boulevard, and we regularly help people from across the region, including Elk Grove, Citrus Heights, Rancho Cordova, and North Highlands. You do not have to be in the city itself or come to an office to apply. You can start online and get pre-qualified, with any in-person vehicle check set by appointment at whichever office is closest to you.

Can I qualify for a title loan in Sacramento with bad credit?

Often yes. We base approval mainly on your vehicle’s value and your ability to repay from verifiable income, so a low credit score does not rule you out on its own. We may still check credit during the review, but it is not the deciding factor. Approval is never guaranteed, since the car and income still need to support the loan. If credit has been the main thing holding you back, it is worth applying to see what you qualify for.

Can I change my mind after applying in Sacramento but before the loan funds?

Yes. Starting an application and getting pre-qualified does not lock you into anything. Up until you sign the final agreement and the money is sent, you are free to stop, with no fee or obligation for getting a quote. We would rather you take a title loan only when you are sure it is the right move, so take the time to compare your numbers against other options first.

Shir Amram
Written byShir AmramMontana Capital editorial team

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