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Home Virginia Arlington

Title Loans in Arlington

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Locations in Arlington

2611 Shirlington Rd
Arlington, Virginia 22206
(703) 782-5116
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3430 Columbia Pike
Arlington, Virginia 22204
(703) 552-9729
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3 Easy Steps to Get a Car Title Loan in Arlington

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in Arlington, VA

$2,986

Average Title Loan in Arlington

$4,375

Average Vehicle Value

1

Loans Funded in 2025

68.2%

Average Loan-to-Value

Based on 1 title loans funded in 2025

Most Common Vehicles for Title Loans in Arlington, VA

Vehicle Make Avg. Year Avg. Mileage # of Loans
Lexus2010190,000 mi1

Recent Title Loans Funded in Arlington, VA

The table below shows actual title loans funded in Arlington, VA. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2010Mercedes-BenzE Class99,000$2,286
2017ChevroletTrax77,000$2,000
2016FordF150127,000$4,753
2013AcuraILX200,000$2,754
2013BMWX5139,700$2,500
2014ToyotaRAV4153,000$3,000
2004FordThunderbird150,000$3,871

Frequently Asked Questions About Title Loans in Arlington, VA

I’m active-duty near the Pentagon. What protections apply to a title loan in Arlington?

If you are an active-duty servicemember or covered dependent, the federal Military Lending Act caps the Military Annual Percentage Rate at 36% and prohibits mandatory arbitration, and the Servicemembers Civil Relief Act limits repossession without a court order during active service and can reduce interest on pre-service debts. Tell us you are active-duty before applying so your status is verified and covered-borrower rules apply. 

On top of those federal rules, Virginia’s Motor Vehicle Title Loan Act gives every borrower a three-business-day right to cancel, a 10-day cure period before repossession, surplus return after a sale, and protection from a deficiency unless you damaged or concealed the vehicle. Legal-assistance offices at nearby installations offer free guidance worth using before you borrow.

Arlington’s published statistics are based on very few loans. How much should I read into them?

Not much, and that is worth knowing. When a location’s figures come from a tiny number of funded loans, the averages and loan-to-value ratios are not a reliable guide to what you will be offered – a single large or small loan can swing the whole number.

What actually determines your offer is the written appraisal of your specific vehicle, your documented ability to repay, and Virginia’s limits: a maximum of $2,500 and no more than 50% of fair market value. Treat any citywide average as background only, and focus on the appraisal and the disclosed APR, payment schedule, and total cost before you sign.

I just moved to Arlington and my car is still titled in another state. Can I borrow against it?

Likely yes. Arlington’s population turns over often with federal and professional moves, so out-of-state titles are common here. What matters is a clear, lien-free title in your name and documented ability to repay, not which state issued it, though confirming an out-of-state title may add a step and a little time. Have the title ready along with a government-issued photo ID, proof of income, and proof of your Virginia residence. The whole thing starts online and most of it stays there, with any vehicle inspection scheduled around you or often handled with photos. One Virginia-specific point to keep in mind: a title loan here is capped at $2,500 and at no more than half the vehicle’s fair market value, so review the full APR, payment schedule, and total cost before you sign. 

Shir Amram
Written byShir AmramMontana Capital editorial team

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