Title Loan Activity in the 78207 Area
13
Loans Funded
$1,033
Average Loan Amount
2007
Average Vehicle Year
Recent Loans Near 4023 W Commerce St
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 1995 | Chevrolet | C/K1500 | 160,000 | $500 |
| 2005 | Ford | F150 | 190,000 | $1,300 |
| 2015 | Nissan | Versa | 200,000 | $345 |
| 2008 | Nissan | Altima | 155,000 | $300 |
| 2007 | Cadillac | Escalade | 223,663 | $1,000 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($1,878 avg), Nissan ($538 avg), Chrysler ($800 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in San Antonio
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 78207, a 2010 Ford F150 with 150,000 miles was approved for $4,000. Bring your truck or SUV title to get a free estimate.
In the 78207 area, title loans have ranged from $300 to $4,000, with an average of $1,033 across 13 loans funded. The largest recent loan was $4,000 for a 2010 Ford F150. Your amount depends on your vehicle’s value and ability to repay.
Credit checks are sometimes run during the application process, but they carry less weight than in traditional lending. Texas title loans are collateral-based under Chapter 393, so vehicle equity and income are the primary approval criteria, not your credit score.
Some form of income verification is required to confirm ability to repay. However, proof of income does not have to be a traditional pay stub. Benefits letters, bank deposit records, self-employment documentation, or retirement statements are commonly accepted alternatives.
