Title Loan Activity in the 79407 Area
6
Loans Funded
$2,528
Average Loan Amount
2012
Average Vehicle Year
Recent Loans Near 5712 19th St #1
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2006 | Ford | Taurus | 93,000 | $278 |
| 2015 | Jeep | Grand Cherokee | 256,000 | $1,228 |
| 2015 | Dodge | Dart | 160,000 | $773 |
| 2015 | Chevrolet | Equinox | 120,000 | $3,028 |
| 2009 | Honda | Shadow Spirit 750 | 28,000 | $1,000 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($4,569 avg), Chevrolet ($3,028 avg), Dodge ($773 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Lubbock
In the 79407 area, title loans have ranged from $278 to $8,859, with an average of $2,528 across 6 loans funded. The largest recent loan was $8,859 for a 2014 Ford F250SD. Your amount depends on your vehicle’s value and ability to repay.
Yes. Vehicles with high mileage regularly qualify. Near 79407, a 2015 Jeep Grand Cherokee with 256,000 miles on it was approved for $1,228. The average mileage among borrowers in this area is 139,500 miles.
A lost Texas title needs to be replaced before a title loan can move forward. Submit Form VTR-34 at a TxDMV Regional Service Center along with your government-issued photo ID and the applicable fee. Visit txdmv.gov for office locations and current fee information. Submitting in person is generally faster than mailing.
For most Lubbock applicants, starting online is the faster and more convenient option. You can upload your title, income documents, and vehicle photos and get a decision without scheduling a visit. Phone assistance is available if you have questions during the process.
