Title Loan Activity in the 77051 Area
3
Loans Funded
$3,683
Average Loan Amount
2014
Average Vehicle Year
Recent Loans Near 8511 Scott St
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2023 | Chevrolet | Corvette | 26,000 | $9,450 |
| 2017 | Hyundai | Elantra | 140,000 | $600 |
| 2002 | Honda | Accord | 259,640 | $1,000 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($9,450 avg), Honda ($1,000 avg), Hyundai ($600 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Houston
The smallest recent title loan near 77051 was $600 for a 2017 Hyundai Elantra with 140,000 miles. Across 3 loans in this area, amounts start as low as $600. Your loan amount depends on your vehicle’s current market value.
Chevrolet is the most common vehicle among title loan borrowers in the 77051 area, with 1 loans funded. The average loan amount for a Chevrolet here is $9,450, with an average of 26,000 miles on the odometer.
Factors that can prevent qualification in Houston include a title not in your name, a vehicle with significant liens already recorded with the TxDMV, no verifiable income to support repayment, non-Texas residency, or a vehicle in such poor condition that its market value is insufficient for the loan amount requested.
Older and high-mileage vehicles can still qualify for a title loan, though the loan amount will reflect the lower market value. Condition matters as much as age. Your ability to repay is also evaluated. A well-maintained vehicle with 150,000 miles may qualify for more than a newer car with significant mechanical issues.
