Title Loan Activity in the 77550 Area
3
Loans Funded
$694
Average Loan Amount
2011
Average Vehicle Year
Recent Loans Near 500 Seawall Blvd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2002 | Chevrolet | Silverado 1500 | 255,000 | $733 |
| 2015 | Ford | Explorer | 120,000 | $1,050 |
| 2015 | Dodge | Dart | 176,649 | $300 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($733 avg), Dodge ($300 avg), Ford ($1,050 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Galveston
Yes. The average vehicle year among borrowers in the 77550 area is 2011. A 2002 Chevrolet Silverado 1500 with 255,000 miles recently qualified for $733 near Galveston. Your vehicle’s condition and value matter more than its age.
The smallest recent title loan near 77550 was $300 for a 2015 Dodge Dart with 176,649 miles. Across 3 loans in this area, amounts start as low as $300. Your loan amount depends on your vehicle’s current market value.
A soft or hard credit inquiry may be run, but a poor credit history is generally not disqualifying. Because the loan is secured by your car’s title, the main concern is your vehicle’s value and your ability to make scheduled payments.
Some form of income documentation is required. Repayment ability must be assessed. Accepted documents vary but commonly include bank statements, benefit award letters, pension statements, or other records showing regular incoming funds.
