Title Loan Activity in the 78745 Area
4
Loans Funded
$2,604
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 5609 Menchaca Rd #51
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2011 | BMW | 3-Series | 140,517 | $2,200 |
| 2013 | Chevrolet | Avalanche | 120,000 | $4,950 |
| 2016 | Dodge | Dart | 140,000 | $1,783 |
| 2010 | Cadillac | Escalade | 170,000 | $1,483 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
BMW ($2,200 avg), Cadillac ($1,483 avg), Chevrolet ($4,950 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Austin
Yes. Vehicles with high mileage regularly qualify. Near 78745, a 2010 Cadillac Escalade with 170,000 miles on it was approved for $1,483. The average mileage among borrowers in this area is 142,629 miles.
The smallest recent title loan near 78745 was $1,483 for a 2010 Cadillac Escalade with 170,000 miles. Across 4 loans in this area, amounts start as low as $1,483. Your loan amount depends on your vehicle’s current market value.
Yes, you can lose your car if payments stop on a title loan. Texas law allows repossession after default with no court order and no required advance notice to the borrower. You must receive at least 10 days notice before the vehicle is sold. If the sale does not cover the full amount owed, including repossession and storage fees, the lender may pursue the remaining deficiency. The best course of action is to contact your lender before missing a payment. Early communication is your best opportunity to find a workable path forward.
To confirm your title is lien-free, review your vehicle title document or check with the Texas Department of Motor Vehicles (TxDMV) at txdmv.gov. Your title will show any recorded lienholder. If no lienholder is listed, the title is clear.
