Title Loan Activity in the 78753 Area
13
Loans Funded
$2,387
Average Loan Amount
2010
Average Vehicle Year
Recent Loans Near 10200 N Lamar Blvd #202
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2007 | Ford | F250SD | 200,000 | $533 |
| 2015 | Honda | Accord | 124,000 | $4,015 |
| 2003 | Lincoln | Town Car | 137,000 | $1,000 |
| 2010 | Nissan | Sentra | 102,000 | $533 |
| 2011 | Chevrolet | Cruze | 114,000 | $1,233 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($2,621 avg), Ram ($3,533 avg), Toyota ($1,350 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Austin
In the 78753 area, title loans have ranged from $533 to $4,950, with an average of $2,387 across 13 loans funded. The largest recent loan was $4,950 for a 2015 Ford Escape. Your amount depends on your vehicle’s value and ability to repay.
Yes. Vehicles with high mileage regularly qualify. Near 78753, a 2000 Toyota 4Runner with 263,000 miles on it was approved for $700. The average mileage among borrowers in this area is 158,849 miles.
You will need to obtain a replacement Texas title before the loan can proceed. To get a certified copy, submit Form VTR-34 (Application for a Certified Copy of Title) to a TxDMV Regional Service Center along with the required fee and government-issued photo ID. You can find the form and Regional Service Center locations at txdmv.gov.
For most Austin applicants, starting online is the faster and more convenient option. You can upload your title, income documents, and vehicle photos and get a decision without scheduling a visit. Phone assistance is available if you have questions during the process.
