Title Loan Statistics in St. Petersburg, FL
$2,503
Average Title Loan in St. Petersburg
$7,063
Average Vehicle Value
36
Loans Funded in 2025
35.4%
Average Loan-to-Value
Based on 36 title loans funded in 2025
Most Common Vehicles for Title Loans in St. Petersburg, FL
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Chevrolet | 2013 | 148,930 mi | 7 |
| Toyota | 2010 | 160,061 mi | 6 |
| Ford | 2012 | 140,200 mi | 4 |
| Nissan | 2012 | 140,575 mi | 4 |
| Dodge | 2012 | 117,233 mi | 3 |
Recent Title Loans Funded in St. Petersburg, FL
The table below shows actual title loans funded in St. Petersburg, FL. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2004 | Toyota | Camry | 240,000 | $1,575 |
| 2018 | Chevrolet | Malibu | 193,350 | $1,575 |
| 2003 | Mercedes-Benz | S Class | 180,000 | $975 |
| 2007 | Honda | Accord | 226,425 | $665 |
| 2010 | Chevrolet | Cobalt | 42,000 | $825 |
| 2012 | Mazda | Mazda3 | 169,000 | $1,827 |
| 2003 | Mazda | Protege | 210 | $675 |
Frequently Asked Questions About Title Loans in St. Petersburg, FL
The St. Petersburg figures reflect a larger set of recently funded loans, which gives a reasonable sense of the local picture: many loans here are modest, often on older, higher-mileage vehicles, and the loan-to-value sits on the lower side. What the averages do not do is predict your specific offer.
Your actual amount comes from the written appraisal on your vehicle and your documented ability to repay, so treat any published average or loan-to-value figure as illustrative rather than a rule you will be held to. Bringing maintenance records and a clean, in-your-name title does more for your offer than any citywide number.
The loan continues regardless of a storm, so the protection that matters is comprehensive coverage, which generally covers storm-surge and flood damage; a home flood policy does not cover your car. With St. Petersburg and the barrier-island beaches exposed to surge, confirm your comprehensive coverage and check your hurricane or named-storm deductible.
If your vehicle is totaled, the settlement is applied first to us as lienholder up to the balance, with any surplus to you. If a storm disrupts your income, contact us before a payment is missed, since the 30-day extension and partial-payment options help only when you reach out early.
Tip income and variable hospitality hours count for our ability-to-repay review, with documentation that reflects a realistic monthly figure. Bring 60 to 90 days of pay stubs, bank statements showing deposits, and prior-year tax returns if you report tips or are partly self-employed.
Because downtown and tourism work slows in the summer, borrow against a sustainable monthly average rather than your peak weeks, and size the loan so the 30-day payment still works in a slower month. If much of your pay is cash tips, depositing it regularly makes it far easier to document.
