Title Loans in Sacramento

How much could I qualify for?

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Home California Sacramento

How much could I qualify for?

Get a free quote. It’s fast, secure, and simple.

Over 375,000+ People Helped Since 2007
Trusted & Accredited:

Locations in Sacramento

4631 Auburn Blvd
Sacramento, California 95841
(916) 584-9558
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2617 La Mesa Way Suite 2621
Sacramento, CA 95825
(916) 297-6095
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5127 Franklin Blvd #3
Sacramento, CA 95820
(916) 246-2463
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What You Need to Apply

  • Car title in your name, lien-free or nearly paid off
  • Government-issued photo ID, age 18+
  • Proof of income
  • Interior and exterior car photos
  • Car insurance, when required

Title Loan Statistics in Sacramento, CA

$4,217

Average Title Loan in Sacramento

$6,669

Average Vehicle Value

27

Loans Funded Since 2025

63.2%

Average Loan-to-Value

Based on 27 title loans funded since January 2025

Most Common Vehicles for Title Loans in Sacramento, CA

Vehicle Make Avg. Year Avg. Mileage # of Loans
Toyota2012185,220 mi7
Ford2016108,918 mi4
Chevrolet2014149,211 mi2
Honda2014165,000 mi2
Jeep201990,250 mi2

Recent Title Loans Funded in Sacramento, CA

The table below shows actual title loans funded in Sacramento, CA. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2015ToyotaSienna270,000$2,525
2017HondaCR-V130,000$4,015
1969CadillacCoupe de Ville Coupe200,000$5,015
2018VolvoS90115,003$2,525
2019ToyotaRAV4182,000$4,515
2003ToyotaTacoma165,000$3,515
2005DodgeRam 1500177,000$2,525

Frequently Asked Questions About Title Loans in Sacramento, CA

Do you serve the wider Sacramento area, or only the city?

Both. We have three Sacramento offices, on Auburn Boulevard, La Mesa Way, and Franklin Boulevard, and we regularly help people from across the region, including Elk Grove, Citrus Heights, Rancho Cordova, and North Highlands. You do not have to be in the city itself or come to an office to apply. You can start online and get pre-qualified, with any in-person vehicle check set by appointment at whichever office is closest to you.

Can I qualify for a title loan in Sacramento with bad credit?

Often yes. We base approval mainly on your vehicle’s value and your ability to repay from verifiable income, so a low credit score does not rule you out on its own. We may still check credit during the review, but it is not the deciding factor. Approval is never guaranteed, since the car and income still need to support the loan. If credit has been the main thing holding you back, it is worth applying to see what you qualify for.

Can I change my mind after applying in Sacramento but before the loan funds?

Yes. Starting an application and getting pre-qualified does not lock you into anything. Up until you sign the final agreement and the money is sent, you are free to stop, with no fee or obligation for getting a quote. We would rather you take a title loan only when you are sure it is the right move, so take the time to compare your numbers against other options first.

Shir Amram
Written byShir AmramMontana Capital editorial team

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