Title Loan Statistics in Ontario, CA
$4,166
Average Title Loan in Ontario
$8,707
Average Vehicle Value
11
Loans Funded in 2025
47.8%
Average Loan-to-Value
Based on 11 title loans funded in 2025
Most Common Vehicles for Title Loans in Ontario, CA
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Toyota | 2018 | 83,507 mi | 2 |
| Chevrolet | 2012 | 117,500 mi | 2 |
| Honda | 2015 | 120,000 mi | 1 |
| Hyundai | 2020 | 154,098 mi | 1 |
| Mercedes-Benz | 2014 | 140,000 mi | 1 |
Recent Title Loans Funded in Ontario, CA
The table below shows actual title loans funded in Ontario, CA. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2020 | Hyundai | Elantra | 154,098 | $3,215 |
| 2010 | Acura | RL | 100,000 | $2,525 |
| 2015 | Volkswagen | Passat | 79,000 | $4,015 |
| 2008 | Chevrolet | Tahoe | 120,000 | $3,529 |
| 2022 | Nissan | Frontier | 29,000 | $3,015 |
| 2016 | Chevrolet | Colorado | 115,000 | $6,677 |
| 2014 | Mercedes-Benz | C Class | 140,000 | $2,525 |
Frequently Asked Questions About Title Loans in Ontario, CA
It depends on whether the title is in your name yet. A title loan is secured by a title that shows you as the owner, so we need that in place first. When you buy from a dealer, the paperwork and the California DMV transfer can take a few weeks to catch up, even though you are already driving the car.
If you paid cash and own it outright, you are close. If you financed it through the dealer, there is a lien on the title that would need to be cleared first. Either way, you can start your application online and get pre-qualified now, and we will tell you exactly what is needed to move forward once the title is ready.
Yes. Montana Capital Car Title Loans operates as Simple Cash Loans, Inc., and is licensed under NMLS ID 2249848. Our title loans are made under California law and overseen by the state’s Department of Financial Protection and Innovation.
That matters because it means our rates, terms, and collection practices have to follow California’s consumer lending rules, including the state rate cap on loans between $2,500 and $10,000. If you ever want to confirm a lender’s license, including ours, you can look up the NMLS ID in the public NMLS Consumer Access database.
The cost comes down to the APR, the loan term, and how much you borrow. For loans between $2,500 and $10,000, California caps the rate at 36% plus the Federal Funds Rate, and we disclose your exact APR and total cost in writing before you sign.
The number to focus on is the total cost over the life of the loan, not just the monthly payment. A lower monthly payment can hide a longer term and more interest overall. The simplest ways to keep the cost down are to borrow only what you need and to pay the loan off as quickly as your budget allows.
