Title Loan Activity in the 74145 Area
3
Loans Funded
$2,132
Average Loan Amount
2010
Average Vehicle Year
Recent Loans Near 3120 S Sheridan Rd A
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2008 | Chevrolet | Avalanche | 218,000 | $1,921 |
| 2013 | Chevrolet | Impala | 170,000 | $2,593 |
| 2009 | Buick | LaCrosse | 108,300 | $1,883 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($2,257 avg), Buick ($1,883 avg)
Know Before You Borrow in Oklahoma
- Interest rate cap: Tiered: 32% + Federal Funds Rate per year on first $7,000; 23% + FFR on $7,001-$11,000; 20% + FFR above $11,000. Alternative: 25% flat + FFR on entire balance.
- Loan range: $1,000 to $5,000 (typical; no legal minimum or maximum)
- Repayment term: Varies by loan structure and agreement
- Regulated by: Oklahoma Department of Consumer Credit (ODCC)
For complete Oklahoma title loan regulations and consumer protections, visit our full Oklahoma guide.
Quick Answers About Title Loans in Tulsa
The smallest recent title loan near 74145 was $1,883 for a 2009 Buick LaCrosse with 108,300 miles. Across 3 loans in this area, amounts start as low as $1,883. Your loan amount depends on your vehicle’s current market value.
Chevrolet is the most common vehicle among title loan borrowers in the 74145 area, with 2 loans funded. The average loan amount for a Chevrolet here is $2,257, with an average of 194,000 miles on the odometer.
Preparing all documents upfront is the single biggest factor in a fast approval. Have your vehicle title, proof of income, and photo ID ready before you start. In most cases, the full process from application to funding can happen within the same business day.
Keeping your car is a core feature of a title loan. A lien is recorded with the Oklahoma Tax Commission and the title is held as security for the loan, but you keep the vehicle and drive it throughout the repayment period. You do not surrender your car at any point.
