Title Loan Activity in the 94601 Area
16
Loans Funded
$4,561
Average Loan Amount
2016
Average Vehicle Year
Recent Loans Near 4030B International Blvd.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2013 | Honda | Pilot | 97,700 | $3,015 |
| 2018 | Volkswagen | Tiguan | 130,000 | $3,015 |
| 2023 | Toyota | Corolla | 5,000 | $9,037 |
| 2013 | BMW | X1 | 119,000 | $2,525 |
| 2023 | Honda | Civic | 32,239 | $8,494 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($5,899 avg), Honda ($5,755 avg), Chevrolet ($2,770 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Oakland
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 94601, a 2013 Toyota 4Runner with 161,000 miles was approved for $6,503. Bring your truck or SUV title to get a free estimate.
In the 94601 area, title loans have ranged from $2,525 to $9,037, with an average of $4,561 across 16 loans funded. The largest recent loan was $9,037 for a 2023 Toyota Corolla. Your amount depends on your vehicle’s value and ability to repay.
Having an existing auto loan does not automatically disqualify you in Oakland. If your car’s market value is considerably higher than your remaining balance, there may be enough equity to qualify. For example, if your car is worth $15,000 and you owe $,000, that gap may be sufficient. Get a free estimate to find out.
To qualify for a car title loan in Oakland, have these ready:
Your vehicle title (paid off or with some equity remaining)
A valid government-issued photo ID
Proof of income in any form
Proof of California residency
Your Social Security number
Get a free estimate online to see what your vehicle qualifies for.